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14500 SW 23rd Ter, Miami, FL 33175 Property Records

Miami-Dade County property record for 14500 SW 23rd Ter, Miami, FL 33175

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,729 sqft · built 2023
Lot Size0.198 acres (8,607 sqft)
Owner2 Individual Names on File
Last Sale$762,300 (Apr 2023)
Tax Bill$12,199 (2025)
Deeds & MortgagesAug 2026 Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN30-4910-147-0110

Property Details

APN / Parcel Number

Primary APN30-4910-147-0110

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,729 sqft Living Area
Gross Area3,178 sqft
1st Floor Area2,729 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block/Stucco
Lot Area8,607 sqft (0.198 acres)
Patio Area180 sqft

Location & Zoning

Street Address14500 SW 23RD TER
CityMIAMI
StateFL
Zip33175-6397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0102
Legal DescriptionCENTURY PALMS WEST PB 176-061T-24529 LOT 11 BLK 1 LOT SIZE 8276 SQ FT M/L FAU 30-4910-003-0210
Legal SubdivisionCENTURY PALMS WEST
Legal Block1
Legal Lot Number11
JurisdictionDADE FL
Township / Civil DivisionKENDALE LAKES-TAMIAMI
Census Block Group2
Census Block2024
Census Tract15002

Owner

14500 SW 23rd Ter is owned and occupied by two individuals who bought it in April 2023.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14500 SW 23RD TER, MIAMI, FL 33175-6397
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY MORTGAGE CORPORATION
Apr 3, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2023 · Amount on File
Deed SaleApr 3, 2023 · Amount on File
Deed Document Number2023217930
Deed Book / Page33647 / 508
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateAug 13, 2026
Property Address14500 SW 23RD TER, MIAMI, FL 33175-6397
Document Number0000557958
Book / Page35445 / 3390
Instrument DateAug 3, 2026
Instrument2026557958
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000557958,
DateAug 13, 2026
Book Page35445/3390
Instrument2026557958
Lender
NameGATEWAY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateApr 3, 2023
Property Address14500 SW 23RD TER, MIAMI, FL 33175-6397
Document Number0000217930
Book / Page33647 / 508
Map ReferenceMB 176 PG 61
Instrument DateMar 29, 2023
Instrument2023R0217930
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2024
Title CompanyWORLD TR TITLE LLC, WORLD TRUST TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,573.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1805 PONCE DE LEON BLVD STE 100, 100, CORAL GABLES, FL 33134-4444

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14500 SW 23RD TER, MIAMI, FL 33175-6397

Mortgage

Document Number0000000510
DateApr 3, 2023
Instrument33647/510
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 14500 SW 23rd Ter was $12,199 with a homeowner's exemption, up 3.9% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,199.00 (+3.95%) Homeowner's exemption$711,645$906,089 Land $344,280 Building $561,809
2024$11,736.00 (+175.75%)
2023$4,256.00$249,603 Land $249,603$249,603 Land $249,603

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14500 SW 23rd Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 664 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies664 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14500 SW 23rd Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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