San Diego County property record for 1450 Swift Ln, El Cajon, CA 92020
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,424 sqft · built 1975 |
| Lot Size | 6.48 acres (282,574 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Jul 2025) |
| Tax Bill | $8,099 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-430-05-11 |
| Primary APN | 482-430-05-11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,424 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Condo/Apartment |
| Lot Area | 282,574 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 1450 SWIFT LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-1464 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 5 US 69 PER DOC74-4228&UND INT IN LOTS 1 THRU TR 007819 |
| Legal Subdivision | LAKERIDGE PARK II |
| Legal Tract | 007819 |
| Legal Block | 2 |
| Legal Lot Number | 5,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 16201 |
1450 Swift Ln, a condominium, is owned and occupied by an individual who bought it in July 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1450 SWIFT LN, EL CAJON, CA 92020-1464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 21, 2022 | Grant Deed, Transfer · VA Mortgage MORTGAGEONE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on File |
| Deed Sale | Jul 3, 2025 · Amount on File |
| Prior Sale | Jun 21, 2022 · Amount on File |
| Deed Document Number | 2025177283 |
| Prior Transfer Date | Oct 7, 2013 |
| Prior Transfer Doc | 0000706702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 3, 2026 |
| Property Address | 1450 SWIFT LN, EL CAJON, CA 92020-1464 |
| Document Number | 0000092230 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202692230 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1450 SWIFT LN, EL CAJON, CA 92020-1464 |
| Document Number | 0000092230, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 202692230 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 21, 2022 |
| Property Address | 1450 SWIFT LN, EL CAJON, CA 92020-1464 |
| Document Number | 0000256965 |
| Map Reference | MAP 7819 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022-0256965 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1450 SWIFT LN, EL CAJON, CA 92020-1464 |
| Document Number | 0000256966 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-0256966 |
| Name | MORTGAGEONE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 1450 Swift Ln was $8,099, up 2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $640,000 (+0.52%) Land $390,000 Building $250,000 | |
| 2025 | $8,099.00 (+1.98%) | $636,720 Land $371,420 Building $265,300 |
| 2024 | $7,942.00 (+5.23%) | |
| 2023 | $7,547.00 (+62.69%) | $589,000 Land $343,000 Building $246,000 |
| 2022 | $4,639.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1450 Swift Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1450 Swift Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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