Cape Girardeau County property record for 1450 State Hwy N, Chaffee, MO 63740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,866 sqft · built 1981 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,400 (Dec 2012) |
| Tax Bill | $1,175 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 231000500021000000 |
| Primary APN | 231000500021000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Basement Area | 1,650 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 239 ft deep x 200 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1450 STATE HWY N |
|---|---|
| City | CHAFFEE |
| State | MO |
| Zip | 63740-8168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SUR 3202 |
| Legal Range | 12E |
| Legal Township | 29S |
| Legal Section | 05 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | WELCH |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 880300 |
1450 State Hwy N is owned and occupied by two individuals who bought it in December 2012.
Source: Cape Girardeau County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1450 STATE HWY N, CHAFFEE, MO 63740-8168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2012 · Amount on File |
| Deed Sale | Dec 4, 2012 · Amount on File |
| Deed Document Number | 201215253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 1450 STATE HWY N, CHAFFEE, MO 63740-8168 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202103823 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-03823 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 1450 STATE HWY N, CHAFFEE, MO 63740-8168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013005 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 201713005 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1450 State Hwy N was $1,175.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Delta R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,650 (-) Land $740 Building $21,910 | $119,165 (-) Land $3,873 Building $115,292 | |
| 2025 | $1,175.00 | $22,650 Land $740 Building $21,910 | $119,165 Land $3,873 Building $115,292 |
| 2023 | $1,114.00 | $21,560 Land $700 Building $20,860 | $113,491 Land $3,689 Building $109,802 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1450 State Hwy N in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 18 (1997–2017) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1450 State Hwy N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
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