1450 Joy Ave, Charleston, SC 29407 Property Records

Charleston County property record for 1450 Joy Ave, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1957
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Oct 2020)
Tax Bill	$1,856 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352-13-00-023`

Property Details

APN / Parcel Number

Primary APN	`352-13-00-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	120 sqft
Carport	Carport

Exterior Amenities

Porch	Enclosed Porch
Porch Area	186 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1450 JOY AVE
City	CHARLESTON
State	SC
Zip	29407-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -ORANGE GROVE ESTS DESCRIPTION -LT 3 BLK F SEC 2
Legal Section	02
Legal Subdivision	ORANGE GROVE ESTS
Legal Block	F
Legal Lot Number	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1013
Census Tract	2604

Owner

Source: Charleston County assessment roll, as of September 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1450 JOY AVE, CHARLESTON, SC 29407-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2020	Grant Deed, Transfer · Conventional with PMI PINNACLE BK
Dec 21, 2018	Grant Deed, Transfer · Conventional Mortgage OVM FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2020 · Amount on Record
Deed Sale	Oct 3, 2020 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	0000921927
Deed Book / Page	921 / 927
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 3, 2020
Property Address	1450 JOY AVE, CHARLESTON, SC 29407-3606
Document Number	0921/0927
Book / Page	000921 / 000927
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1450 JOY AVE CHARLESTON SC 294073606, CHARLESTON, SC 29407-3606

Mortgage

Document Number	921/0929
Date	Oct 3, 2020
Book Page	000921/000929

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 21, 2018
Property Address	1450 JOY AVE, CHARLESTON, SC 29407-3606
Document Number	0767/0896
Book / Page	000767 / 000896
Instrument Date	Dec 12, 2018
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 JOY AVE CHARLESTON SC 294073606, CHARLESTON, SC 29407-3606

Mortgage

Document Number	767/0897
Date	Dec 21, 2018
Book Page	000767/000897

Lender

Name	OVM FIN'L
Address	CHESAPEAKE, VA 23320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,856.00 (+5.75%)	$10,560 (-)
2022	$1,755.00	$10,560	$264,000 (-) Land $70,000 Building $194,000
2020			$264,000 Land $70,000 Building $194,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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