1450 Gamay Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 1450 Gamay Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 983 sqft · built 1986
Lot Size	0.15 acres (6,540 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2025)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`035-561-012-2`

Property Details

APN / Parcel Number

Primary APN	`035-561-012-2`
Alternative APN	`035-561-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	983 sqft Living Area
1st Floor Area	983 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	6,540 sqft (0.15 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1450 GAMAY CIR
City	OAKLEY
State	CA
Zip	94561-1983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T06473 L0026 B
Legal Subdivision	SUBDIVISION 6473
Legal Tract	06473
Legal Lot Number	26
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	302005

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Construction Mortgage FREMONT BANK
Jul 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage FREMONT BANK
Oct 17, 2025	Grant Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Oct 15, 2025	Grant Deed, Transfer
Oct 2, 2020	Deed of Trust, Mortgage VENNARD J CHILDREN'S TR (PT)
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage VENNARD JOHN 1997 TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Oct 15, 2025 · Amount on Record
Deed Document Number	2025109389
Prior Transfer Date	Feb 7, 1997
Prior Transfer Doc	0000031961
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023692
Date	Mar 14, 2024
Instrument	2024-023692

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 COCKER AVENUE, PACIFIC GROVE, CA 93950-3721
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077165
Date	Jul 31, 2025
Instrument	2025- 077165

Lender

Name	FREMONT BANK
Type	Bank
Address	2580 SHEA CENTER DR, LIVERMORE, CA 94551

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 17, 2025
Property Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983
Document Number	0000109389
Map Reference	MB 286 PG 21
Instrument Date	Oct 14, 2025
Instrument	2025- 109389
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983

Mortgage

Document Number	0000109390
Date	Oct 17, 2025
Instrument	2025- 109390

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2025
Property Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983
Document Number	0000108473
Map Reference	MB 286 PG 21
Instrument Date	Oct 10, 2025
Instrument	2025- 108473
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CROCKER AVE, PACIFIC GROVE, CA 93950-3721

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983
Document Number	0000233462
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	415 CROCKER AVE PACIFIC GROVE CA 939503721, PACIFIC GROVE, CA 93950-3721

Mortgage

Document Number	0000233462
Date	Oct 9, 2020
Instrument	233462

Lender

Name	VENNARD J CHILDREN'S TR (PT)
Address	3422 ALPINE VIEW CT, CARSON CITY, NV 89705-7004

Agreement

Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1450 GAMAY CIR, OAKLEY, CA 94561-1983
Document Number	0000092589
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1120 2ND ST #103 BRENTWOOD CA 945132230, 103, BRENTWOOD, CA 94513-2230

Mortgage

Document Number	0000092589
Date	May 25, 2017
Instrument	92589

Lender

Name	VENNARD JOHN 1997 TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,000 (+166.48%) Land $275,000 Building $250,000
2025	$3,208.00 (+2.72%)	$197,015 (+4.04%) Land $43,093 Building $153,922
2023	$3,123.00 (+0.68%)	$189,367 Land $41,421 Building $147,946
2022	$3,102.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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