1450 5th St, West Plains, MO 65775 Property Records

Howell County property record for 1450 5th St, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,487 sqft · built 1959
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$158,673 (Jul 2022)
Tax Bill	$829 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-4.0-20-002-017-010.00000`

Property Details

APN / Parcel Number

Primary APN	`15-4.0-20-002-017-010.00000`

Interior

Building Area	1,487 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Street Address	1450 5TH ST
City	WEST PLAINS
State	MO
Zip	65775-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LS 29 & 30
Legal Range	08W
Legal Township	24N
Legal Section	20
Legal Subdivision	CHAMBER OF COMMERCE ADD 84
Legal Block	3
Legal Lot Number	29-30
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3013
Census Tract	90801

Owner

1450 5th St is owned and occupied by two individuals who bought it in July 2022.

Source: Howell County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1450 5TH ST, WEST PLAINS, MO 65775-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 8, 2022	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Deed Document Number	20223549
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	0000005054
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Recording Date	Jul 13, 2026
Property Address	1450 5TH ST, WEST PLAINS, MO 65775-2012
Document Number	0000003095
Instrument Date	Jun 18, 2026
Instrument	20263095
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 5TH ST, WEST PLAINS, MO 65775-2012

Mortgage

Document Number	0000003095,
Date	Jul 13, 2026
Instrument	20263095

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Jul 8, 2022
Property Address	1450 5TH ST, WEST PLAINS, MO 65775-2012
Document Number	02022R3549
Instrument Date	Jul 8, 2022
Instrument	2022R3549
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NOT AVAILABLE, POWELL CREWS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1450 5TH ST, WEST PLAINS, MO 65775-2012

Mortgage

Document Number	02022R3550
Date	Jul 8, 2022
Instrument	2022R3550

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1450 5th St was $829.

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Municipality	West Plains City
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,260 (-) Land $1,830 Building $16,430	$96,080 (-) Land $9,630 Building $86,450
2025	$829.00	$18,260 Land $1,830 Building $16,430	$96,080 Land $9,630 Building $86,450
2023		$16,300	$85,790 Land $8,600 Building $77,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1450 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1450 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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