145 Windsor Cir, Lumberton, TX 77657 Property Records

Hardin County property record for 145 Windsor Cir, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	2,522 sqft · built 2001
Lot Size	0.353 acres (15,390 sqft)
Owner	Individual Name on File
Tax Bill	$5,508 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012320-000020`

Property Details

APN / Parcel Number

Primary APN	`012320-000020`
Alternative APN	`43666`

Interior

Stories	1 Story
Building Area	2,522 sqft Living Area
1st Floor Area	2,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2018
Exterior Material	Aluminum Siding
Construction Type	Brick
Lot Area	15,390 sqft (0.353 acres)
Lot Dimensions	162 ft deep x 95 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	277 sqft
Canopy	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	43666
Street Address	145 WINDSOR CIR
City	LUMBERTON
State	TX
Zip	77657-7167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12320 WOODCLIFF #2 BLK 1, LOT 2, ACRES .3533
Legal Subdivision	WOODCLIFF #2
Legal Block	1
Legal Lot Number	2
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	1
Census Block	1025
Census Tract	30501

Owner

145 Windsor Cir is owned and occupied by an individual who acquired it in August 2025.

Source: Hardin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	145 WINDSOR CIR, LUMBERTON, TX 77657-7167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 8, 2025
Transfer Doc	0000155013
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	145 WINDSOR CIR, LUMBERTON, TX 77657-7167
Document Number	0000110633
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WINDSOR CIR LUMBERTON TX 776577167, LUMBERTON, TX 77657-7167

Mortgage

Document Number	0000110633
Date	Dec 30, 2020
Instrument	110633

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 29, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 145 Windsor Cir was $5,508 with a homeowner's exemption, up 45.6% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Lumberton City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,508.00 (+45.56%) Homeowner's exemption	$318,706 (-0.93%) Land $24,890 Building $293,816	$318,706 (-0.93%) Land $24,890 Building $293,816
2025	$3,784.00 (-12%) Homeowner's exemption	$321,704 (-1.94%) Land $24,890 Building $296,814	$321,704 (-6.63%) Land $24,890 Building $296,814
2024	$4,300.00 (+8.42%) Homeowner's exemption	$328,059 (-5.87%) Land $24,890 Building $319,645	$344,535 (-1.14%) Land $24,890 Building $319,645
2023	$3,966.00 Homeowner's exemption	$348,505 Land $24,890 Building $323,615	$348,505 Land $24,890 Building $323,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Windsor Cir in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Nearby Flood Policies	108 in force
Nearby Flood Claims	133 (1979–2024)
Claims Outside the SFHA	33 of 133
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 74 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 4 claims Severe Thunderstorms And Flooding, Oct 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Windsor Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20