145 Willowbend Dr, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 145 Willowbend Dr, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,842 sqft · built 1966
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$143,900 (Feb 1998)
Tax Bill	$7,915 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`264200 124.15-1-44`

Property Details

APN / Parcel Number

Primary APN	`264200 124.15-1-44`
Alternative APNs	`42001241500001044000` `00237562000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	810 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,004 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00237562000
Street Address	145 WILLOWBEND DR
City	PENFIELD
State	NY
Zip	14526-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0039-13-04 VILL GR 5 L118 01
Legal Subdivision	VILLAGE GREEN SUBDIVISION
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1014
Census Tract	11504

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 WILLOWBEND DR, PENFIELD, NY 14526-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jan 2, 2018	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit ESL FCU
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 1998 · Amount on Record
Deed Sale	Feb 17, 1998 · Amount on Record
Deed Book / Page	8972 / 689
Last Transfer Date	May 20, 2013
Transfer Doc	0000000402
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	145 WILLOWBEND DR, PENFIELD, NY 14526-1138
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000769
Date	Oct 28, 2022
Book Page	30111/345
Instrument	202210280769

Lender

Name	ESL FCU
Type	Credit Union
Address	11460

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	145 WILLOWBEND DR, PENFIELD, NY 14526-1138
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000770
Date	Oct 28, 2022
Book Page	30111/354
Instrument	202210280770

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Recording Date	Jan 2, 2018
Property Address	145 WILLOWBEND DR, PENFIELD, NY 14526-1138
Book / Page	027457 / 000297
Instrument Date	Dec 15, 2017
Instrument	865
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WILLOWBEND DR PENFIELD NY 145261138, PENFIELD, NY 14526-1138

Mortgage

Document Number	0000000865
Date	Jan 2, 2018
Book Page	027457/000297
Instrument	865

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	145 WILLOWBEND DR, PENFIELD, NY 14526-1138
Document Number	0000000864
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WILLOWBEND DR PENFIELD NY 145261138, PENFIELD, NY 14526-1138

Mortgage

Document Number	0000000864
Date	Jan 2, 2018
Book Page	027457/000288
Instrument	864

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,915.00 (+14.18%) Homeowner's exemption
2025	$6,932.00 (+19.07%)	$243,600 (-) Land $56,700 Building $186,900	$324,800 (+25.36%) Land $75,600 Building $249,200
2023		$243,600 (-) Land $56,700 Building $186,900	$259,100 (+6.36%) Land $60,308 Building $198,792
2022		$243,600 Land $56,700 Building $186,900	$243,600 Land $56,700 Building $186,900
2021	$5,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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