145 Willow St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 145 Willow St, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,048 sqft · built 1947
Lot Size0.56 acres (24,400 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (Jun 2023)
Tax Bill$8,362 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNACTO M:00G1 B:0246 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00G1 B:0246 L:0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area2,436 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,400 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address145 WILLOW ST
CityACTON
StateMA
Zip01720-2729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block246
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2012
Census Tract363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00G1 B:0246 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address145 WILLOW ST, ACTON, MA 01720-2729
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
US BANK NA
May 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE AFFINITY LLC
Mar 08, 2019Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Mar 08, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2023 · Amount on Record
Deed SaleJun 06, 2023 · Amount on Record
Prior SaleMar 08, 2019 · Amount on Record
Deed Document Number202359954
Deed Book / Page81622 / 221
Prior Transfer DateMar 04, 2019
Prior Transfer Doc72311-85
Record UpdatedSep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJun 06, 2023
Property Address145 WILLOW ST, ACTON, MA 01720-2729
Document Number081622-221
Book / Page81622 / 221
Instrument DateJun 06, 2023
Instrument59954
Transaction TypeTransfer
Record UpdatedJun 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address145 WILLOW ST, ACTON, MA 01720-2729

Mortgage

Document Number0000059955
DateJun 06, 2023
Instrument59955
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address145 WILLOW ST, ACTON, MA 01720-2729
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74713-19
DateMay 20, 2020
Book Page74713/19
Instrument76403
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateMar 08, 2019
Property Address145 WILLOW ST, ACTON, MA 01720-2729
Document Number72311-91
Book / Page072311 / 000091
Instrument DateMar 04, 2019
Instrument28814
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,573.20
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 WILLOW ST ACTON MA 017202729, ACTON, MA 01720-2729

Mortgage

Document Number72311-95
DateMar 08, 2019
Book Page072311/000095
Instrument28815
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 07, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateMar 08, 2019
Property Address145 WILLOW ST, ACTON, MA 01720-2729
Document Number72311-85
Book / Page072311 / 000085
Instrument DateMar 04, 2019
Instrument28812
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 WILLOW ST ACTON MA 017202729, ACTON, MA 01720-2729

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,362.00 (+9.14%)$487,600 (+6.09%) Land $262,300 Building $225,300$637,830 (+8.22%)
2024$7,662.00 (+3.08%)$459,600 (+8.58%) Land $262,300 Building $197,300$589,380
2023$7,433.00$423,300 Land $238,600 Building $184,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Based on FCC filings for 82 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Willow St

Nearby Streets

Search Property Records by Address or Parcel Number