145 Willis St, Westminster, MD 21157 Property Records

Carroll County property record for 145 Willis St, Westminster, MD 21157

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	7,146 sqft · built 1925
Lot Size	0.954 acres (41,556 sqft)
Owner	Company Name on Record
Last Sale	$595,000 (Nov 2018)
Tax Bill	$9,694 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-069472`

Property Details

APN / Parcel Number

Primary APN	`07-069472`
Alternative APNs	`7069472` `069472`

Interior

Units	6 Units
Stories	3 Stories
Building Area	7,146 sqft Total Area
1st Floor Area	7,146 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Lot Area	41,556 sqft (0.954 acres)

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	069472
Street Address	145 WILLIS ST
City	WESTMINSTER
State	MD
Zip	21157-5145
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-100
Legal Description	LT - 41556 SF 145 WILLIS ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1022
Census Tract	507602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1810 REESE MANOR DR, FINKSBURG, MD 21048-1313
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Nov 27, 2018	Deed, Transfer · Commercial Mortgage CARROLL COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Book / Page	9171 / 2
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	145 WILLIS ST, WESTMINSTER, MD 21157-5145
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110540088
Date	Jun 16, 2023
Book Page	11054/88

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 27, 2018
Property Address	145 WILLIS ST, WESTMINSTER, MD 21157-5145
Document Number	0091710002
Book / Page	9171 / 0002
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 REESE MONDR DRIVE, FINKSBURG, MD 21048-1313

Mortgage

Document Number	0000091717
Date	Nov 27, 2018
Instrument	9171/7

Lender

Name	CARROLL COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,694.00	$577,100 (-) Land $267,200 Building $309,900	$577,100 (-) Land $267,200 Building $309,900
2025	$9,694.00 (-0.59%)
2023	$9,752.00	$577,100 Land $267,200 Building $309,900	$577,100 Land $267,200 Building $309,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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