145 Williams Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 145 Williams Dr, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 2007
Lot Size	2.34 acres (102,018 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2025)
Tax Bill	$1,466 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14408-031`

Property Details

APN / Parcel Number

Primary APN	`14408-031`
Alternative APNs	`143917333198` `109958` `114242` `118558`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	102,018 sqft (2.34 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	118558
Old Parcel Number	14408031
Street Address	145 WILLIAMS DR
City	JEFFERSON
State	NC
Zip	28640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.342 AC
Jurisdiction	ASHE NC
Township / Civil Division	PEAK CREEK
Census Block Group	2
Census Block	2038
Census Tract	970801

Owner

145 Williams Dr is owned by two individuals who bought it in March 2025.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	818 LITTLE PEAK CREEK RD, JEFFERSON, NC 28640-9909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	May 24, 2021 · Amount on File
Deed Document Number	20251174
Deed Book / Page	571 / 1853
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 24, 2021
Property Address	818 LITTLE PEAK CREEK RD, JEFFERSON, NC 28640-9909
Document Number	00527/1249
Book / Page	527 / 1249
Instrument Date	May 13, 2021
Instrument	2985
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1171, WEST JEFFERSON, NC 28694-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 LITTLE PEAK CREEK RD, JEFFERSON, NC 28640-9909

Mortgage

Document Number	0000002986
Date	May 24, 2021
Instrument	2986

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 24, 2020
Property Address	818 LITTLE PEAK CREEK RD, JEFFERSON, NC 28640-9909
Document Number	000520/281
Book / Page	520 / 281
Instrument Date	Nov 16, 2020
Instrument	6155
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 ROSES LN, KINSTON, NC 28504-6903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 LITTLE PEAK CREEK RD, JEFFERSON, NC 28640-9909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006156
Date	Nov 24, 2020
Instrument	6156

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2026 property tax bill for 145 Williams Dr was $1,466.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,466.00	$274,600 (-) Land $31,100 Building $243,500	$274,600 (-) Land $31,100 Building $243,500
2025	$1,466.00	$274,600 Land $31,100 Building $243,500	$274,600 Land $31,100 Building $243,500
2023	$1,090.00 (+41.56%)	$257,100 (+69.14%) Land $31,100 Building $226,000	$257,100 (+69.14%) Land $31,100 Building $226,000
2022	$770.00	$152,000 Land $16,100 Building $135,900	$152,000 Land $16,100 Building $135,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 145 Williams Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Williams Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Williams Dr

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