145 Westerly Pl, Madison, MS 39110 Property Records

Madison County property record for 145 Westerly Pl, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2,622 sqft · built 2015
Owner	2 Individual Names on File
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081F-24-537`

Property Details

APN / Parcel Number

Primary APN	`081F-24-537`
Alternative APN	`54401`

Interior

Stories	1 Story
Building Area	2,622 sqft Adjusted Area
1st Floor Area	2,208 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	102 sqft

Location & Zoning

Account Number	54401
Street Address	145 WESTERLY PL
City	MADISON
State	MS
Zip	39110-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 65 FIELDSTONE PART 4
Legal Range	01E
Legal Township	08N
Legal Section	24
Legal Subdivision	FIELDSTONE PT 4
Legal Lot Number	65
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	30402

Owner

Source: Madison County assessment roll, APN 081F-24-537, as of September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 WESTERLY PL, MADISON, MS 39110-4013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2015
Deed Sale	Apr 13, 2015
Deed Document Number	0003193185
Deed Book / Page	3193 / 185
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	145 WESTERLY PL, MADISON, MS 39110-4013
Document Number	0000911641
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 08, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 WESTERLY PL MADISON MS 391104013, MADISON, MS 39110-4013

Mortgage

Document Number	0000911641
Date	Nov 25, 2020
Book Page	003951/000001
Instrument	911641

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2040

Tax Assessment & Valuation

Source: Madison County assessment roll as of September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 Homeowner's exemption	$22,740 (+0.96%)	$227,400 (+0.96%) Land $45,000 Building $182,400
2024	$2,034.00 (+1.09%)
2023	$2,012.00 Homeowner's exemption	$22,524	$225,240 Land $45,000 Building $180,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890304022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 222 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Ozborn Communications Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0450021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.