Dare County property record for 145 Watersedge Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,022 sqft · built 1998 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987308789673 |
| Primary APN | 987308789673 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,000 sqft (0.367 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 987308789673 |
|---|---|
| Old Parcel Number | 987308789673 |
| Street Address | 145 WATERSEDGE DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 12 BLK: SEC: A PL: C SL: 182D |
| Legal Subdivision | WATERSEDGE SUB |
| Legal Lot Number | 12 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970301 |
Source: Dare County records · APN 987308789673
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 145 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| May 18, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 05, 2019 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2013 |
| Transfer Doc | 001932/217 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 145 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 2475/99 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 2475/99 |
| Instrument | 700093935 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 145 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2377/64 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 2377/64 |
| Instrument | 700077989 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 145 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2292/933 |
|---|---|
| Date | Apr 05, 2019 |
| Book Page | 2292/933 |
| Instrument | 700063226 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2034 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,566.00 (+9.56%) | $634,300 (+51.07%) Land $192,700 Building $441,600 | |
| 2023 | $2,342.00 | $419,875 Land $85,600 Building $334,275 | |
| 2020 | $634,300 Land $192,700 Building $441,600 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 366 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 53 (1996–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Brightspeed.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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