145 Waters Rd, Big Sandy, TN 38221 Property Records

Benton County property record for 145 Waters Rd, Big Sandy, TN 38221

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,711 sqft · built 1969
Lot Size	12.7 acres (555,390 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Jul 2020)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003046 00900`

Property Details

APN / Parcel Number

Primary APN	`003046 00900`
Alternative APN	`046 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	1,711 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	555,390 sqft (12.7 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	145 WATERS RD
City	BIG SANDY
State	TN
Zip	38221-5089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08 REM INT BRYANT KEITH GRAY PAMELA MACHELLE WEBB AND, COUNTY AREA: M08
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1030
Census Tract	963000

Owner

145 Waters Rd is owned and occupied by an individual who bought it in July 2020.

Source: Benton County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	145 WATERS RD, BIG SANDY, TN 38221-5089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Deed Document Number	102253
Deed Book / Page	337 / 486
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Jul 20, 2020
Property Address	145 WATERS RD, BIG SANDY, TN 38221-5089
Document Number	000337/486
Book / Page	337 / 486
Instrument Date	Jul 15, 2020
Instrument	102253
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	145 WATERS RD, BIG SANDY, TN 38221-5089

Mortgage

Document Number	0000102254
Date	Jul 20, 2020
Instrument	102254

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 145 Waters Rd was $1,062.

Source: Benton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00	$62,250 Land $18,800 Building $43,450	$249,000 Land $75,200 Building $173,800
2023	$711.00	$26,075 (-) Land $5,425 Building $20,650
2022	$711.00	$26,075 Land $5,425 Building $20,650	$104,300 Land $21,700 Building $82,600
2020			$104,300 Land $21,700 Building $82,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Waters Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Waters Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Waters Rd

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