145 Walnut St, Geneva, OH 44041 Property Records

Ashtabula County property record for 145 Walnut St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1900
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2026)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-014-00-049-00`

Property Details

APN / Parcel Number

Primary APN	`20-014-00-049-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	640 sqft
Basement Area	190 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	65 ft deep x 15 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	180 sqft
Porch	Open Frame Porch
Porch Area	171 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	145 WALNUT ST
City	GENEVA
State	OH
Zip	44041-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 W OF GRANT
Legal Subdivision	GENEVA
Legal Lot Number	16
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5004
Census Tract	802

Owner

145 Walnut St is owned by an individual who bought it in April 2026.

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit COUNTY OF ASHTABULA
Aug 14, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage PARTNERS UNITED FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	20262906
Deed Book / Page	867 / 1103
Prior Transfer Date	Jan 27, 2005
Prior Transfer Doc	0000010319
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 7, 2026
Property Address	145 WALNUT ST, GENEVA, OH 44041-1831
Document Number	0000002906
Book / Page	867 / 1103
Instrument Date	Mar 10, 2026
Instrument	20262906
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	VENTURE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002907,
Date	Apr 7, 2026
Instrument	20262907

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	145 WALNUT ST, GENEVA, OH 44041-1831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006411
Date	Jul 7, 2020
Book Page	712/1823
Instrument	202000006411

Lender

Name	COUNTY OF ASHTABULA
Type	Government Agency
Address	GENEVA, OH 44041

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	145 WALNUT ST, GENEVA, OH 44041-1831
Document Number	0000008251
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 WALNUT ST GENEVA OH 440411831, GENEVA, OH 44041-1831

Mortgage

Document Number	0000008251
Date	Aug 26, 2019
Book Page	000690/000372
Instrument	8251

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jun 16, 2017
Property Address	145 WALNUT ST, GENEVA, OH 44041-1831
Document Number	0000005879
Book / Page	638 / 0433
Instrument Date	Jun 16, 2017
Instrument	201700005879
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WALNUT ST, GENEVA, OH 44041-1831

Mortgage

Document Number	0000005880
Date	Jun 16, 2017
Instrument	201700005880

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 145 Walnut St was $3,095, down 3.3% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (-3.28%) Homeowner's exemption	$37,950 (-) Land $5,500 Building $32,450	$108,400 (-) Land $15,700 Building $92,700
2024	$3,200.00 (+126.31%) Homeowner's exemption Senior Citizen's exemption	$37,950 (-) Land $5,500 Building $32,450	$108,400 (-) Land $15,700 Building $92,700
2023	$1,414.00 (+33.9%) Homeowner's exemption	$37,950 (+25.75%) Land $5,500 Building $32,450	$108,400 Land $15,700 Building $92,700
2022	$1,056.00 Homeowner's exemption	$30,180 Land $4,240 Building $25,940
2020			$86,200 Land $12,100 Building $74,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 145 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GreatWave Communications.

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