145 Walnut St, Arden, NC 28704 Property Records

Buncombe County property record for 145 Walnut St, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,559 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2024)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`645158-2020-202`

Property Details

APN / Parcel Number

Primary APN	`645158-2020-202`
Alternative APNs	`9654-66-0050-00000` `965411559985000` `008258930`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
Gross Area	1,607 sqft
1st Floor Area	1,124 sqft
Upper Floors Area	406 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	48 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	645158-2020-202
Street Address	145 WALNUT ST
City	ARDEN
State	NC
Zip	28704-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: ROYAL PINES BLOCK: LOT: 48 & 49 SECTION: PLAT: 0007-0083
Legal Subdivision	ROYAL PINES
Legal Block	2
Legal Lot Number	48,49
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2024
Census Tract	2205

Owner

145 Walnut St is owned by two individuals who bought it in April 2024.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3406 DOROTHY LN, WYLIE, TX 75098-6382
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Book / Page	6402 / 1979
Prior Transfer Date	Apr 5, 2007
Prior Transfer Doc	0043871530
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	145 WALNUT ST, ARDEN, NC 28704-2920
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 DOROTHY LN, WYLIE, TX 75098-6382
Investor	Possibly a Property Investor

Mortgage

Document Number	0064021982
Date	Apr 26, 2024
Book Page	6402/1982

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	950 W BETHANY DR STE 800, ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	145 WALNUT ST, ARDEN, NC 28704-2920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058201845
Date	Oct 11, 2019
Book Page	5820/1845

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 24, 2020
Property Address	145 WALNUT ST, ARDEN, NC 28704-2920
Document Number	0058571046
Book / Page	5857 / 1046
Map Reference	MB 7 PG 83
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 DAVIS LN, 5, CHUCKEY, TN 37641-6747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 WALNUT ST, ARDEN, NC 28704-2920

Mortgage

Document Number	58571049
Date	Jan 24, 2020
Instrument	5857/1049

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 145 Walnut St was $1,748, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00 (+4.73%)	$271,200 Land $56,500 Building $214,700	$271,200 Land $56,500 Building $214,700
2024	$1,669.00 (+3.28%)
2023	$1,616.00 (+14.45%)	$271,200 (+12.53%)	$271,200 (+12.53%) Land $56,500 Building $214,700
2022	$1,412.00	$241,000	$241,000 (-11.14%) Land $56,500 Building $184,500
2021			$271,200 Land $56,500 Building $214,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Walnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Walnut St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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