145 W Pine River Rd, Midland, MI 48640 Property Records

Midland County property record for 145 W Pine River Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,316 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Feb 2019)
Tax Bill	$200 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-036-100-220-00`

Property Details

APN / Parcel Number

Primary APN	`100-036-100-220-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	276 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	43,560 sqft (1 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 W PINE RIVER RD
City	MIDLAND
State	MI
Zip	48640-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-FA
Legal Description	SEC 36 T14N R1W COM ON CL OF PINE RIV RD 32.6 FT NELY OF INT OF CL OF SD RD & E 1/8 LN, TH SWLY 340 FT ALG SD RD, S 41D 7M E
Legal Range	01W
Legal Township	14N
Legal Section	36
Jurisdiction	MIDLAND MI
Township / Civil Division	LEE
Census Block Group	3
Census Block	3056
Census Tract	291500

Owner

145 W Pine River Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2025	Intrafamily Transfer, Transfer · Line of Credit DOW CU
Feb 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	Jul 5, 2013 · Amount on File
Deed Document Number	20191621-01243
Deed Book / Page	1621 / 1243
Last Transfer Date	Nov 14, 2025
Transfer Doc	2025R10386
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001631/935
Date	Mar 3, 2020
Book Page	1631/935

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512

Mortgage

Document Number	001653/959
Date	Jan 24, 2022
Book Page	1653/959

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 19, 2025
Property Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512
Document Number	2025R10386
Instrument Date	Nov 14, 2025
Instrument	2025R-10386
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512

Mortgage

Document Number	2025R10387
Date	Nov 19, 2025
Instrument	2025R-10387

Lender

Name	DOW CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 11, 2019
Property Address	145 W PINE RIVER RD, MIDLAND, MI 48640-9512
Document Number	01621/01243
Book / Page	01621 / 01243
Instrument Date	Feb 8, 2019
Instrument	01621-01243
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$1,814.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2742 E MILLER RD, MIDLAND, MI 48640-8920

Tax Assessment & Valuation

The 2025 property tax bill for 145 W Pine River Rd was $200 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lee Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,200 (+6.04%)	$386,400 (+6.04%)
2025	$200.00 Homeowner's exemption	$182,200	$364,400
2024	$200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 W Pine River Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2017)
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 W Pine River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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