Ocean County and Plumsted Township property record for 145 W Millstream Rd, Cream Ridge, NJ 08514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,520 sqft · built 1977 |
| Lot Size | 4.13 acres (179,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Aug 1998) |
| Tax Bill | $10,020 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00044-0000-00049 |
| Primary APN | 24-00044-0000-00049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 179,903 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 145 W MILLSTREAM RD |
|---|---|
| City | CREAM RIDGE |
| State | NJ |
| Zip | 08514-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-5 |
| Legal Description | 4.13 AC |
| Legal Block | 44 |
| Legal Lot Number | 49 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PLUMSTED |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 718000 |
145 W Millstream Rd is owned and occupied by two individuals who bought it in August 1998.
Source: Ocean County and Plumsted Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 W MILLSTREAM RD, CREAM RIDGE, NJ 08514-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 1998 · Amount on File |
| Deed Sale | Aug 14, 1998 · Amount on File |
| Deed Document Number | 199866444 |
| Deed Book / Page | 5606 / 282 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 145 W Millstream Rd was $10,020, up 12.7% from the year before.
Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Plumsted Township |
| Unified School District | Plumsted Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,900 (+94.22%) Land $241,300 Building $313,600 | $554,900 (+94.22%) Land $241,300 Building $313,600 | |
| 2025 | $10,020.00 (+12.74%) | $285,700 Land $143,500 Building $142,200 | $285,700 Land $143,500 Building $142,200 |
| 2024 | $8,888.00 | ||
| 2023 | $285,700 Land $143,500 Building $142,200 | $285,700 Land $143,500 Building $142,200 | |
| 2022 | $7,913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 W Millstream Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1992–2022) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 W Millstream Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 74% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Optimum.
5G (outdoors only) and 4G LTE
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