St. Louis County property record for 145 W Marble St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,830 sqft · built 1988 |
| Lot Size | 0.61 acres (26,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Apr 2014) |
| Tax Bill | $6,022 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2620-02330 |
| Primary APN | 010-2620-02330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Gross Area |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 764 sqft |
| Finished Basement | 764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 26,612 sqft (0.61 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | 286 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 967696 |
|---|---|
| Street Address | 145 W MARBLE ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 41 THRU 48 SERIAL # |
| Legal Subdivision | KENSINGTON PLACE ADDITION TO DULUTH |
| Legal Block | 5 |
| Legal Lot Number | 41-48 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 302 |
145 W Marble St is owned and occupied by an individual who bought it in April 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 W MARBLE ST, DULUTH, MN 55811-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2014 · Amount on File |
| Deed Sale | Apr 16, 2014 · Amount on File |
| Deed Document Number | 2014943431 |
| Prior Transfer Date | Aug 19, 2005 |
| Prior Transfer Doc | 0000804193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 145 W MARBLE ST, DULUTH, MN 55811-2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 145 W MARBLE ST, DULUTH, MN 55811-2020 |
| Document Number | 0001074845 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 1074845 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Nov 10, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 145 W MARBLE ST, DULUTH, MN 55811-2020 |
| Document Number | 00T1023958 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NORTH SHORE TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 W MARBLE ST DULUTH MN 558112020, DULUTH, MN 55811-2020 |
| Document Number | 00T1023958 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | T1023958 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
The 2026 property tax bill for 145 W Marble St was $6,022 with a homeowner's exemption, up 9.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,022.00 (+9.53%) Homeowner's exemption | ||
| 2025 | $5,498.00 (-11.15%) Homeowner's exemption | $456,400 (+11.48%) Land $74,900 Building $381,500 | $456,400 (+11.48%) Land $74,900 Building $381,500 |
| 2024 | $6,188.00 | $409,400 Land $62,100 Building $347,300 | $409,400 Land $62,100 Building $347,300 |
| 2022 | $379,300 Land $59,600 Building $319,700 | $379,300 Land $59,600 Building $319,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 W Marble St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 W Marble St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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