Delta County property record for 145 W Main St, Cedaredge, CO 81413
| Property Type | Commercial |
|---|---|
| Details | 1 bd · 3.25 ba · 480 sqft · built 1913 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Aug 2020) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Jun 2005 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R003385 |
| Primary APN | R003385 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 4,356 sqft (0.1 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Convection |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R003385 |
|---|---|
| Street Address | 145 W MAIN ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3341 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 145 W MAIN ST CEDAREDGE 81413 145 1/2 W MAIN ST S: 29 T: 13S R: 94W SUBDIVISION: STOCKHAM BROS & ZANINETTIS SUBDIVISION LOT: 1 AND:- LOT: 2 TOTAL AC 0.1+- WEST PT LOTS 1 & 2 BLK 1 STOCKHAM BRO/ZANINETTI SUBD CE BLK 1 LT 1&2 SEC 29 T13S R94W 6PM BEG A |
| Legal Subdivision | STOCKHAM BROS & ZANINETTIS SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 965201 |
145 W Main St, a commercial property, is owned by a company that bought it in August 2020.
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 250 W MAIN ST, CEDAREDGE, CO 81413-3338 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 3, 2005 | Deed of Trust, Mortgage · Commercial Mortgage SURFACECREEKBANK CENTER MONTROSEBANK |
| Aug 6, 2020 | Warranty Deed, Transfer GREGG J STRATMAN ETAL |
| Nov 27, 2018 | Beneficiary Deed, Transfer |
| May 15, 2006 | Warranty Deed, Transfer SURFACECREEK BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on File |
| Deed Sale | Aug 6, 2020 · Amount on File |
| Prior Sale | May 15, 2006 · Amount on File |
| Deed Document Number | 2020720846 |
| Prior Transfer Date | Nov 27, 2018 |
| Prior Transfer Doc | 0000707473 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 145 W MAIN ST, CEDAREDGE, CO 81413-3341 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000592017 |
|---|---|
| Date | Jun 3, 2005 |
| Instrument | 592017 |
| Name | SURFACECREEKBANK CENTER MONTROSEBANK |
|---|---|
| Address | CEDAREDGE, CO 81413 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 6, 2020 |
| Property Address | 145 W MAIN ST, CEDAREDGE, CO 81413-3341 |
| Document Number | 0000720846 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 720846 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 W MAIN ST, CEDAREDGE, CO 81413-3338 |
| Investor | Possibly a Property Investor |
| Document Number | 0000720847 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 720847 |
| Name | GREGG J STRATMAN ETAL |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 5, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 27, 2018 |
| Property Address | 145 W MAIN ST, CEDAREDGE, CO 81413-3341 |
| Document Number | 0000707473 |
| Map Reference | MB17 PG63 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 707473 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1100 E 16TH ST, DELTA, CO 81416-2710 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 15, 2006 |
| Property Address | 145 W MAIN ST, CEDAREDGE, CO 81413-3341 |
| Document Number | 0000603537 |
| Map Reference | MB17 PG63 |
| Instrument Date | May 12, 2006 |
| Instrument | 603537 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAHTCO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23784 SNOWFLAKE RD, CEDAREDGE, CO 81413-8309 |
| Document Number | 0000603538 |
|---|---|
| Date | May 15, 2006 |
| Instrument | 603538 |
| Name | SURFACECREEK BANK |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 145 W Main St was $1,303, up 189.6% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 (+189.56%) | $19,673 (+197.94%) Land $5,916 Building $13,757 | $140,397 Land $45,000 Building $95,397 |
| 2024 | $450.00 (+4.17%) | $6,603 (-) Land $3,445 Building $3,158 | |
| 2023 | $432.00 (-65.98%) | $6,603 (-65.19%) Land $3,445 Building $3,158 | $44,831 (-59.69%) Land $17,254 Building $27,577 |
| 2022 | $1,270.00 | $18,971 Land $5,128 Building $13,843 | $111,207 Land $30,000 Building $81,207 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 145 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 W Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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