145 W Locust St, Stanfield, OR 97875 Property Records

Umatilla County property record for 145 W Locust St, Stanfield, OR 97875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1978
Lot Size	0.172 acres (7,503 sqft)
Owner	2 Individual Names on File
Last Sale	$121,500 (Mar 2016)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4N2932BB00500`

Property Details

APN / Parcel Number

Primary APN	`4N2932BB00500`
Alternative APNs	`114638.00` `114638`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	1,186 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,503 sqft (0.172 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	126 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	114638
Street Address	145 W LOCUST ST
City	STANFIELD
State	OR
Zip	97875-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STANFIELD HEIGHTS BLOCK: 1 LOT: 5
Legal Range	29
Legal Township	04N
Legal Section	32
Legal Subdivision	STANFIELD HEIGHTS
Legal Block	1
Legal Lot Number	5
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	2
Census Block	2007
Census Tract	951300

Owner

145 W Locust St is owned and occupied by two individuals who acquired it in February 2021.

Source: Umatilla County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 W LOCUST ST, STANFIELD, OR 97875-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2016 · Amount on File
Deed Sale	Mar 8, 2016 · Amount on File
Prior Sale	Oct 5, 2011 · Amount on File
Deed Document Number	20166400967
Last Transfer Date	Feb 22, 2021
Transfer Doc	20217160430
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Recording Date	Sep 4, 2026
Property Address	145 W LOCUST ST, STANFIELD, OR 97875-9746
Document Number	0000007341
Instrument Date	Aug 31, 2026
Instrument	20267341
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W LOCUST ST, STANFIELD, OR 97875-9746

Mortgage

Document Number	0000007341,
Date	Sep 4, 2026
Instrument	20267341

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	145 W LOCUST ST, STANFIELD, OR 97875-9746
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W LOCUST ST, STANFIELD, OR 97875-9746

Mortgage

Document Number	20230006693
Date	Sep 27, 2023
Instrument	2023-0006693

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UMATILLA OR
Recording Date	Feb 26, 2021
Property Address	145 W LOCUST ST, STANFIELD, OR 97875-9746
Document Number	20217160430
Instrument Date	Feb 22, 2021
Instrument	2021-7160430
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	145 W LOCUST ST, STANFIELD, OR 97875-9746

Mortgage

Document Number	20217160431
Date	Feb 26, 2021
Instrument	2021-7160431

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 145 W Locust St was $2,044.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Stanfield City
Unified School District	Stanfield School District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00	$131,340 Land $40,230 Building $91,110	$192,930 Land $46,000 Building $146,930
2023	$2,000.00	$123,810 Land $37,920 Building $85,890	$201,470 Land $37,320 Building $164,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 W Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 W Locust St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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