145 W Gardenia Dr, Phoenix, AZ 85021 Property Records

Maricopa County property record for 145 W Gardenia Dr, Phoenix, AZ 85021

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,867 sqft · built 1961
Lot Size	0.372 acres (16,213 sqft)
Owner	Individual Name on File
Last Sale	$784,500 (Jul 2018)
Tax Bill	$7,637 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`160-35-064`

Property Details

APN / Parcel Number

Primary APN	`160-35-064`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,867 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	2,867 sqft

Exterior

Year Built	Built 1961
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	16,213 sqft (0.372 acres)
Parking Spaces	2 Parking Spaces
Pool Area	700 sqft
Patio Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	145 W GARDENIA DR
City	PHOENIX
State	AZ
Zip	85021-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	GARDENIA GROVE MCR 72/05 LOT 6 & TH PT OF N2 OF A BAND ALLEY LY S OF SD LOT
Legal Range	03E
Legal Township	02N
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	GARDENIA GROVE
Legal Lot Number	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1017
Census Tract	106200

Owner

145 W Gardenia Dr is owned and occupied by an individual who bought it in July 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 2, 2018	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 24, 2018	Deed of Trust, Mortgage RAY TANNER MOTORS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Jul 25, 2006
Deed Document Number	20180504265
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716

Mortgage

Document Number	0001061548
Date	Oct 1, 2021
Instrument	20211061548

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716

Mortgage

Document Number	0000964191
Date	Oct 9, 2020
Instrument	20200964191

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716
Document Number	0000826993
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 W GARDENIA DR PHOENIX AZ 850218716, PHOENIX, AZ 85021-8716

Mortgage

Document Number	0000826993
Date	Oct 16, 2019
Instrument	826993

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 2, 2018
Property Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716
Document Number	0000504265
Map Reference	MB 72 PG 5
Instrument Date	May 10, 2018
Instrument	20180504265
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5534 N 15TH ST, 5534, PHOENIX, AZ 85014-2472

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716

Mortgage

Document Number	0000504266
Date	Jul 2, 2018
Instrument	20180504266

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	145 W GARDENIA DR, PHOENIX, AZ 85021-8716
Document Number	0000349366
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5534 N 15TH ST PHOENIX AZ 850142472, PHOENIX, AZ 85014-2472

Mortgage

Document Number	0000349366
Date	May 8, 2018
Instrument	349366

Lender

Name	RAY TANNER MOTORS INC
Address	5727 N 7TH ST # 405, PHOENIX, AZ 85014-5818

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 145 W Gardenia Dr was $7,637.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,550	$1,045,500 Land $209,100 Building $836,400
2025	$7,637.00
2024		$100,320	$1,003,200 Land $200,600 Building $802,600
2023	$7,043.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 W Gardenia Dr in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1978–2005)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Aug 2005 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jul 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 145 W Gardenia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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