145 W Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 145 W Bridge St, Oswego, NY 13126

Property Summary

Property TypeMixed Use Store/Office
Details4,745 sqft · built 1940
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Tax Bill$4,262 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.61-01-65

Property Details

APN / Parcel Number

Primary APN351200 128.61-01-65
Alternative APNs
  • 120012806100010600000000
  • 351200 128.61-01-60
  • 0206HM

Interior

Stories1 Story
Building Area4,745 sqft Gross Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions150 ft deep x 67 ft wide
PorchCovered Porch
Porch Area40 sqft
Canopy175 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0206HM
Street Address145 W BRIDGE ST
CityOSWEGO
StateNY
Zip13126-1440
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeTB
Legal SubdivisionVANBUREN TRACT
Legal Block1
Legal Lot Number65.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1002
Census Tract21602

Owner

145 W Bridge St, a commercial property, is owned by a company.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address190 5TH AVE, OSWEGO, NY 13126-1808
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address145 W BRIDGE ST, OSWEGO, NY 13126-1440
Transaction TypeMortgage
Record UpdatedApr 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004910
DateMay 24, 2018
InstrumentR-2018-004910
Lender
NamePATHFINDER BANK
TypeBank
AddressOSWEGO, NY 13126
Agreement
TypeARM
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateJun 1, 2021
Change FrequencyAnnually
IndexOther

Tax Assessment & Valuation

The 2026 property tax bill for 145 W Bridge St was $4,262, down 1.2% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,262.00 (-1.16%)
2025$4,312.00$230,000 Land $92,000 Building $138,000$230,000 Land $92,000 Building $138,000
2023$102,000 Land $32,000 Building $70,000$122,892 Land $38,554 Building $84,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 W Bridge St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1991–2019)
Most Recent ClaimJun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 W Bridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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