Bedford County property record for 145 Vine St, Schellsburg, PA 15559
| Property Type | Single Family Home |
|---|---|
| Details | 2,064 sqft · built 1861 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jan 2026) |
| Tax Bill | $1,827 (2026) |
| Deeds & Mortgages | Aug 2014 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C.08-E.06-014 |
| Primary APN | C.08-E.06-014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,064 sqft Living Area |
| Year Built | Built 1861 |
|---|---|
| Effective Year Built | Effective 1861 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Deck Area | Deck Area |
| Lean-To | Lean-To |
| Street Address | 145 VINE ST |
|---|---|
| City | SCHELLSBURG |
| State | PA |
| Zip | 15559-9034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 145 VINE ST |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | SCHELLSBURG |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 960900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Schellsburg Historic District listed 2001 · 92 contributing resources · NRIS 01000677 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
145 Vine St is owned and occupied by two individuals who bought it in January 2026.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 VINE ST, SCHELLSBURG, PA 15559-9034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2014 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 21, 2026 | Deed, Transfer · USDA Mortgage EMM LOANS LLC |
| Jan 29, 2020 | Warranty Deed, Transfer · ARM CHESSIE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on File |
| Deed Sale | Jan 21, 2026 · Amount on File |
| Prior Sale | Jan 29, 2020 · Amount on File |
| Deed Document Number | 2026256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 145 VINE ST, SCHELLSBURG, PA 15559-9034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001503/686 |
|---|---|
| Date | Aug 6, 2014 |
| Book Page | 1503/686 |
| Instrument | 003510 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | SCHELLSBURG, PA 15559 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 25, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jan 21, 2026 |
| Property Address | 145 VINE ST, SCHELLSBURG, PA 15559-9034 |
| Document Number | 002026/256 |
| Book / Page | 2026 / 256 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-000256 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 VINE ST, SCHELLSBURG, PA 15559-9034 |
| Document Number | 2026000257 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026-000257 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jan 29, 2020 |
| Property Address | 145 VINE ST, SCHELLSBURG, PA 15559-9034 |
| Document Number | 2020/0461 |
| Book / Page | 2020 / 0461 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 2020-000461 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4043 MILLIGANS COVE RD, 4043, MANNS CHOICE, PA 15550-8028 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 VINE ST, SCHELLSBURG, PA 15559-9034 |
| Document Number | 2020000462 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020-000462 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.75% |
The 2026 property tax bill for 145 Vine St was $1,827, up 8.8% from the year before.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Schellsburg Borough |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,827.00 (+8.81%) | $119,600 (-) Land $15,000 Building $104,600 | $119,600 (-) Land $15,000 Building $104,600 |
| 2025 | $1,679.00 | $119,600 Land $15,000 Building $104,600 | $119,600 Land $15,000 Building $104,600 |
| 2023 | $1,652.00 Additional exemption filed | $119,600 Land $15,000 Building $104,600 | |
| 2012 | $119,600 Land $15,000 Building $104,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Vine St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1993–2010) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Dec 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Vine St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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