145 Vernon Rd, Cartwright, OK 74731 Property Records

Bryan County property record for 145 Vernon Rd, Cartwright, OK 74731

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,307 sqft · built 1969
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$768 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0000-10-08S-07E-1-010-00`

Property Details

APN / Parcel Number

Primary APN	`0000-10-08S-07E-1-010-00`
Alternative APN	`9056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,307 sqft Living Area
1st Floor Area	2,307 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	231 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9056
Street Address	145 VERNON RD
City	CARTWRIGHT
State	OK
Zip	74731-4712
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	SEC 10-8S-7E E2W2NENE, E2NWSENE
Legal Range	07E
Legal Township	08S
Legal Section	10
Jurisdiction	BRYAN OK
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3024
Census Tract	796600

Owner

Source: Bryan County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 414, CARTWRIGHT, OK 74731-0414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Sep 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN OK
Property Address	145 VERNON RD, CARTWRIGHT, OK 74731-4712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1493/0672
Date	Apr 8, 2019
Book Page	1493/0672
Instrument	2019-712407

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	COLBERT, OK 74733

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Sep 11, 2018
Property Address	145 VERNON RD, CARTWRIGHT, OK 74731-4712
Document Number	01477/0767
Book / Page	1477 / 0767
Instrument Date	Sep 11, 2018
Instrument	2018-707387
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 414, CARTWRIGHT, OK 74731-0414

Tax Assessment & Valuation

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Bryan County
Unified School District	Colbert Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,060 (+2.99%) Land $929 Building $10,131	$100,555 (-29.27%) Land $8,448 Building $92,107
2025	$768.00 (+3.23%) Homeowner's exemption	$10,739 (+3%) Land $902 Building $9,837	$142,167 (-25.32%) Land $17,647 Building $124,520
2024	$744.00 (-8.6%) Homeowner's exemption	$10,426 (+2.99%) Land $876 Building $9,550	$190,375 (+8.48%) Land $17,647 Building $172,728
2023	$814.00	$10,123 Land $845 Building $9,278	$175,501 Land $17,647 Building $157,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN COUNTY RURAL WATER DISTRICT #5 serves 8,325 people · EPA ID OK3000704
Water Source	Purchased surface water from DURANT UTILITIES AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	25 / 6

May also be available: Rise Broadband.

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