145 Toro Ave, Salinas, CA 93905 Property Records

Monterey County property record for 145 Toro Ave, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1939
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Dec 1995)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`004-542-021-000`

Property Details

APN / Parcel Number

Primary APN	`004-542-021-000`
Alternative APN	`004-542-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	H-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	004-542-021
Street Address	145 TORO AVE
City	SALINAS
State	CA
Zip	93905-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H C HANSEN SUB SE 100 FT OF LOT 6 BLK 2
Legal Subdivision	H C HANSEN SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	3
Census Block	3003
Census Tract	800

Owner

145 Toro Ave is owned and occupied by two individuals who acquired it in October 2024.

Source: Monterey County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 TORO AVE, SALINAS, CA 93905-2928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Oct 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 1995 · Amount on File
Deed Sale	Dec 29, 1995 · Amount on File
Deed Document Number	199572683
Deed Book / Page	3318 / 553
Last Transfer Date	Oct 19, 2024
Transfer Doc	0000040765
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	145 TORO AVE, SALINAS, CA 93905-2928
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 TORO AVE, SALINAS, CA 93905-2928

Mortgage

Document Number	0000053354
Date	Dec 27, 2022
Instrument	2022053354

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Aug 31, 2020
Property Address	145 TORO AVE, SALINAS, CA 93905-2928
Document Number	0000044606
Map Reference	VOL 3 PG 100
Instrument Date	Aug 18, 2020
Instrument	2020044606
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 TORO AVE, SALINAS, CA 93905-2928

Mortgage

Document Number	0000044607
Date	Aug 31, 2020
Instrument	2020044607

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 16, 2019
Property Address	145 TORO AVE, SALINAS, CA 93905-2928
Document Number	0000048235
Instrument Date	Oct 16, 2019
Instrument	48235
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 TORO AVE SALINAS CA 939052928, SALINAS, CA 93905-2928

Tax Assessment & Valuation

The 2025 property tax bill for 145 Toro Ave was $2,764.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$218,569 (+2%) Land $101,658 Building $116,911
2025	$2,764.00	$214,284 Land $99,665 Building $114,619
2023	$2,788.00 (+11.12%)	$205,965 Land $95,796 Building $110,169
2022	$2,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 145 Toro Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 145 Toro Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, T-Mobile, Verizon.

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