Summit County property record for 145 Topaz Rd, Silverthorne, CO 80498
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,340 sqft · built 1991 |
| Lot Size | 7.16 acres (312,325 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $21,156 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2097-0240-02-018 |
| Primary APN | 2097-0240-02-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,340 sqft Living Area |
| Gross Area | 4,964 sqft |
| 1st Floor Area | 3,066 sqft |
| Basement Area | 1,274 sqft |
| Finished Basement | 1,274 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 312,325 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 145 TOPAZ RD |
|---|---|
| City | SILVERTHORNE |
| State | CO |
| Zip | 80498-9284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-P |
| Legal Description | LOT 16 RUBY RANCH SUB # 1 |
| Legal Subdivision | RUBY RANCH SUB |
| Legal Lot Number | 16 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | SILVERTHORNE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 102 |
145 Topaz Rd is held in a trust since November 2025.
Source: Summit County records, as of June 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 2152, SILVERTHORNE, CO 80498-2152 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Apr 12, 2006 | Deed of Trust, Mortgage · ARM FIRSTBANK OF SILVERTHORNE |
| Jun 16, 2008 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SUMMIT COUNTY |
| Dec 1, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0001365318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 145 TOPAZ RD, SILVERTHORNE, CO 80498-9284 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001292094 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 1292094 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 3, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 145 TOPAZ RD, SILVERTHORNE, CO 80498-9284 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000819133 |
|---|---|
| Date | Apr 12, 2006 |
| Instrument | 819133 |
| Name | FIRSTBANK OF SILVERTHORNE |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Apr 1, 2011 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 145 TOPAZ RD, SILVERTHORNE, CO 80498-9284 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000890128 |
|---|---|
| Date | Jun 16, 2008 |
| Instrument | 890128 |
| Name | FIRSTBANK OF SUMMIT COUNTY |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 9, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Dec 1, 2025 |
| Property Address | 145 TOPAZ RD, SILVERTHORNE, CO 80498-9284 |
| Document Number | 0001365318 |
| Map Reference | DOC 197490 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 1365318 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2152, SILVERTHORNE, CO 80498-2152 |
The 2025 property tax bill for 145 Topaz Rd was $21,156, up 19.4% from the year before.
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,156.00 (+19.36%) | $192,909 (+23.93%) | $2,836,900 Land $1,253,000 Building $1,583,900 |
| 2024 | $17,724.00 (-2.8%) | $155,654 (-) | |
| 2023 | $18,234.00 (+29.62%) | $155,654 (+66.63%) | $2,323,200 (+72.84%) Land $1,116,500 Building $1,206,700 |
| 2022 | $14,067.00 | $93,415 | $1,344,100 Land $591,700 Building $752,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Topaz Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Topaz Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Arbor Mesh Internet Fixed Wireless | 1,000 / 1,000 |
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