145 Stuart Dr, Winchester, VA 22602 Property Records

Frederick County property record for 145 Stuart Dr, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,516 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jan 2008)
Tax Bill	$2,081 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62A2-B-9`

Property Details

APN / Parcel Number

Primary APN	`62A2-B-9`
Alternative APN	`8019418`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Gross Area	4,307 sqft
1st Floor Area	1,443 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8019418
Street Address	145 STUART DR
City	WINCHESTER
State	VA
Zip	22602-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	JACKSON WDS EST L9 BB S2 1.00 ACRE
Legal Subdivision	JACKSON WDS EST
Legal Block	B
Legal Lot Number	9
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2023
Census Tract	50900

Owner

Source: Frederick County records · APN 62A2-B-9

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 STUART DR, WINCHESTER, VA 22602-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Jun 18, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2008 · Amount on Record
Deed Sale	Jan 30, 2008 · Amount on Record
Deed Book / Page	800 / 1184
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	May 21, 2026
Property Address	145 STUART DR, WINCHESTER, VA 22602-5116
Document Number	0000005092
Instrument Date	May 11, 2026
Instrument	20265092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STUART DR, WINCHESTER, VA 22602-5116

Mortgage

Document Number	0000005092,
Date	May 21, 2026
Instrument	20265092

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 18, 2020
Property Address	145 STUART DR, WINCHESTER, VA 22602-5116
Document Number	0000007413
Instrument Date	Jun 15, 2020
Instrument	7413
Transaction Type	Transfer
Record Updated	Jul 08, 2020
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STUART DR WINCHESTER VA 226025116, WINCHESTER, VA 22602-5116

Mortgage

Document Number	7414
Date	Jun 18, 2020
Instrument	7414

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,081.00 (+10.46%)	$392,560 (-) Land $118,000 Building $274,560	$392,560 (-) Land $118,000 Building $274,560
2025	$1,884.00	$392,560 Land $118,000 Building $274,560	$392,560 Land $118,000 Building $274,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 65 locations within half a mile of this property.

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