145 Stonesteps Way, Encinitas, CA 92024 Property Records

San Diego County property record for 145 Stonesteps Way, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,593 sqft · built 2015
Lot Size	0.44 acres (1,908 sqft)
Owner	Individual Name on File
Last Sale	$976,500 (Feb 2018)
Tax Bill	$12,532 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-731-28-00`

Property Details

APN / Parcel Number

Primary APN	`254-731-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,593 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	1,908 sqft (0.44 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	145 STONESTEPS WAY
City	ENCINITAS
State	CA
Zip	92024-1591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 TR 015613
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	015613
Legal Block	2
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17701

Owner

Source: San Diego County records · APN 254-731-28-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 22, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2018 · Amount on Record
Deed Sale	Feb 22, 2018 · Amount on Record
Prior Sale	Mar 11, 2015 · Amount on Record
Deed Document Number	201868752
Last Transfer Date	Mar 24, 2022
Transfer Doc	0000138186
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	145 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359419
Date	Jul 08, 2020
Instrument	2020-0359419

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	145 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441981
Date	Oct 03, 2019
Instrument	2019-0441981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2022
Property Address	145 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000138186
Map Reference	MAP 15613
Instrument Date	Mar 24, 2022
Instrument	2022-0138186
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STONESTEPS WAY, ENCINITAS, CA 92024-1591

Mortgage

Document Number	0000138187
Date	Mar 29, 2022
Instrument	2022-0138187

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2018
Property Address	145 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000068752
Map Reference	MAP 15613
Instrument Date	Jan 30, 2018
Instrument	2018-0068752
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 STONESTEPS WAY, ENCINITAS, CA 92024-1591

Mortgage

Document Number	0000068753
Date	Feb 22, 2018
Instrument	2018-0068753

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Mortgage

Document Number	0000068754
Date	Feb 22, 2018
Instrument	2018-0068754

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,133,304 (+2%) Land $682,697 Building $450,607
2025	$12,532.00 (+6.92%) Homeowner's exemption	$1,111,083 (+4.04%) Land $669,311 Building $441,772
2023	$11,721.00 (+2.33%) Homeowner's exemption	$1,067,940 Land $643,322 Building $424,618
2022	$11,454.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 680 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Ting Fiber, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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