145 Stone Ridge Dr, Dyer, IN 46311 Property Records

Lake County property record for 145 Stone Ridge Dr, Dyer, IN 46311

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,503 sqft · built 1998
Lot Size0.274 acres (11,935 sqft)
Owner2 Individual Names on Record
Last Sale$498,750 (Apr 2026)
Tax Bill$4,632 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN009-12-14-0267-0004

Property Details

APN / Parcel Number

Primary APN009-12-14-0267-0004
Alternative APNs
  • 45-10-24-176-004.000-034
  • 121402670004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,503 sqft Living Area
Gross Area4,395 sqft
1st Floor Area2,503 sqft
Basement Area1,208 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2010
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,935 sqft (0.274 acres)
Lot Dimensions153 ft deep x 78 ft wide
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address145 STONE RIDGE DR
CityDYER
StateIN
Zip46311-4600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal DescriptionHIGH POINT TRAILS UNIT 1 LOT 4
Legal SubdivisionHIGH POINT TRAILS UNIT 1
Legal Lot Number4
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group1
Census Block1017
Census Tract42612

Owner

Source: Lake County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address145 STONE RIDGE DR, DYER, IN 46311-4600
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK N A
Apr 14, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK N A
Sep 3, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST MIDWEST BANK
May 27, 2021Warranty Deed, Transfer · Conventional Mortgage
PROVIDENCE BANK AND TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleMay 27, 2021 · Amount on Record
Deed Document Number2026514669
Prior Transfer DateApr 10, 2026
Prior Transfer Doc0000014669
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 14, 2026
Property Address145 STONE RIDGE DR, DYER, IN 46311-4600
Document Number0000514669
Instrument DateApr 10, 2026
Instrument2026514669
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 STONE RIDGE DR, DYER, IN 46311-4600

Mortgage

Document Number0000514670,
DateApr 14, 2026
Instrument2026514670
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 14, 2026
Property Address145 STONE RIDGE DR, DYER, IN 46311-4600
Document Number0000014669
Instrument DateApr 10, 2026
Instrument2026514669
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 STONE RIDGE DR, DYER, IN 46311-4600

Mortgage

Document Number0000514670,
DateApr 14, 2026
Instrument2026514670
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address145 STONE RIDGE DR, DYER, IN 46311-4600
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059489
DateSep 3, 2019
Instrument2019 059489
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressSAINT JOHN, IN 46373
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueAug 2, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMay 27, 2021
Property Address145 STONE RIDGE DR, DYER, IN 46311-4600
Document Number0000010676
Map ReferenceMB 83 PG 24
Instrument DateMay 25, 2021
Instrument2021-510676
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 STONE RIDGE DR, DYER, IN 46311-4600

Mortgage

Document Number0000010677
DateMay 27, 2021
Instrument2021-510677
Lender
NamePROVIDENCE BANK AND TRUST
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityDyer Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$424,400 (+6.39%) Land $74,000 Building $350,400$424,400 (+6.39%) Land $74,000 Building $350,400
2024$4,632.00 (-3.54%)
2023$398,900 (+1.71%) Land $74,000 Building $324,900$398,900 (+1.71%) Land $74,000 Building $324,900
2022$4,802.00 Homeowner's exemption$392,200 Land $60,000 Building $332,200$392,200 Land $60,000 Building $332,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPARTMENT
serves 16,800 people · EPA ID IN5245011
Water SourcePurchased surface water from HIGHLAND WATER WORKS
Last State InspectionJan 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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