145 Stone Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 145 Stone Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Apr 2017)
Tax Bill	$4,174 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-2-001-001.25`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-2-001-001.25`

Interior

Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	654 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	145 STONE OAKS DR
City	ARNOLD
State	MO
Zip	63010-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	STONE OAKS LOT 25
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	STONE OAKS
Legal Block	1
Legal Lot Number	25
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1023
Census Tract	700117

Owner

145 Stone Oaks Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 STONE OAKS DR, ARNOLD, MO 63010-5400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 25, 2017	Warranty Deed, Subdivision Related Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Deed Document Number	201712396
Prior Transfer Date	Nov 13, 2015
Prior Transfer Doc	0000037577
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	145 STONE OAKS DR, ARNOLD, MO 63010-5400
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STONE OAKS DR, ARNOLD, MO 63010-5400

Mortgage

Document Number	0000025369
Date	Oct 6, 2023
Instrument	2023R-025369

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	145 STONE OAKS DR, ARNOLD, MO 63010-5400
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STONE OAKS DR, ARNOLD, MO 63010-5400

Mortgage

Document Number	2021R035080
Date	Aug 11, 2021
Instrument	2021R-035080

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 25, 2017
Property Address	145 STONE OAKS DR, ARNOLD, MO 63010-5400
Document Number	0000012396
Instrument Date	Apr 21, 2017
Instrument	12396
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 STONE OAKS DR ARNOLD MO 630105400, ARNOLD, MO 63010-5400

Mortgage

Document Number	12397
Date	Apr 25, 2017
Instrument	12397

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 145 Stone Oaks Dr was $4,174, up 3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (-) Land $7,700 Building $52,700	$318,100 (-) Land $40,700 Building $277,400
2025	$4,174.00 (+2.99%)	$60,400 Land $7,700 Building $52,700	$318,100 (-) Land $40,700 Building $277,400
2024	$4,053.00 (+1.48%)		$318,100 (+7.25%) Land $40,700 Building $277,400
2023	$3,994.00	$56,300 Land $7,700 Building $48,600	$296,600 Land $40,700 Building $255,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Stone Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Stone Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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