145 Sterling Rd, Elmont, NY 11003 Property Records

Nassau County and Hempstead Town property record for 145 Sterling Rd, Elmont, NY 11003

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,666 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Sep 1998)
Tax Bill	$9,889 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-401-00-0094`

Property Details

APN / Parcel Number

Primary APN	`32-401-00-0094`
Alternative APNs	`2089-32-401-00-0094-0` `32401000094000000000` `282089 32.-401-94` `32401 00940`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
1st Floor Area	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	30 sqft
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32401 00940
Street Address	145 STERLING RD
City	ELMONT
State	NY
Zip	11003-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 016
Legal Block	401
Legal Lot Number	94
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3003
Census Tract	404901

Owner

145 Sterling Rd is owned and occupied by two individuals who acquired it in April 2018.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 STERLING RD, ELMONT, NY 11003-2032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MID ISLAND MORTGAGE
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MID ISLAND MORTGAGE
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MID ISLAND MORTGAGE
Mar 30, 2020	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage MID ISLAND MTG CORP
May 18, 2018	Intrafamily Transfer, Transfer CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1998 · Amount on File
Deed Sale	Sep 2, 1998 · Amount on File
Deed Book / Page	10954 / 100
Last Transfer Date	Apr 27, 2018
Transfer Doc	0136550305
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	145 STERLING RD, ELMONT, NY 11003-2032
Transaction Type	Mortgage
Record Updated	May 18, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0452860527
Date	Apr 16, 2021
Book Page	45286/527
Instrument	2021-049973

Lender

Name	MID ISLAND MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	145 STERLING RD, ELMONT, NY 11003-2032
Transaction Type	Mortgage
Record Updated	May 18, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0452860545
Date	Apr 16, 2021
Book Page	45286/545
Instrument	2021-049974

Lender

Name	MID ISLAND MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	145 STERLING RD, ELMONT, NY 11003-2032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0442010735
Date	May 22, 2020
Book Page	44201/735
Instrument	2020-040898

Lender

Name	MID ISLAND MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	145 STERLING RD, ELMONT, NY 11003-2032
Document Number	0442010753
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STERLING RD ELMONT NY 110032032, ELMONT, NY 11003-2032

Mortgage

Document Number	0442010753
Date	May 22, 2020
Book Page	044201/000753
Instrument	40899

Lender

Name	MID ISLAND MTG CORP
Address	WESTBURY, NY 11590

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU NY
Recording Date	May 18, 2018
Property Address	145 STERLING RD, ELMONT, NY 11003-2032
Document Number	0136550305
Book / Page	13655 / 305
Map Reference	MAP 623
Instrument Date	Apr 27, 2018
Instrument	2018-043777
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STERLING RD, ELMONT, NY 11003-2032

Tax Assessment & Valuation

The 2025 property tax bill for 145 Sterling Rd was $9,889 with exemptions applied.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Elementary School District	Elmont Union Free School District (PK - 06)
Secondary School District	Sewanhaka Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508 (+4.53%) Land $223 Building $285	$508,000 (+4.53%)
2025	$9,889.00 Homeowner's exemption Senior Citizen's exemption	$486 Land $213 Building $273	$486,000
2023	$8,138.00 Homeowner's exemption	$511 Land $212 Building $299	$511,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Sterling Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 145 Sterling Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WA OF WESTERN NASSAU public/private · serves 120,000 people · EPA ID NY2902830
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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