Louisa County property record for 145 Stephens Cir, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,600 sqft · built 2002 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Aug 2013) |
| Tax Bill | $4,220 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46D 6 76 |
| Primary APN | 46D 6 76 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,336 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 560 sqft |
| Patio Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 24053 |
|---|---|
| Street Address | 145 STEPHENS CIR |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BOTH WATERS ESTATES SEC VI PB 8/1302 LOT 76 DB 1334/190 1.154 AC |
| Legal Subdivision | BOTH WATERS ESTATES |
| Legal Lot Number | 76 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 950102 |
145 Stephens Cir is owned by two individuals who bought it in August 2013.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19533 LORRAINE TER, HAGERSTOWN, MD 21742-2514 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2013 · Amount on File |
| Deed Sale | Aug 19, 2013 · Amount on File |
| Deed Document Number | 20135402 |
| Deed Book / Page | 1334 / 190 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 145 Stephens Cir was $4,220, up 9.6% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,220 (+5.8%) Land $101,400 Building $518,820 | $620,220 (+5.8%) Land $101,400 Building $518,820 | |
| 2025 | $4,220.00 (+9.55%) | $586,200 Land $92,200 Building $494,000 | $586,200 Land $92,200 Building $494,000 |
| 2024 | $3,852.00 | ||
| 2023 | $463,500 Land $70,400 Building $393,100 | ||
| 2022 | $2,187.00 | $463,500 Land $70,400 Building $393,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Stephens Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Stephens Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| iWiSP Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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