145 State St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 145 State St, Belchertown, MA 01007

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 2 ba · 3,124 sqft · built 1959
Lot Size	0.93 acres (40,502 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2016)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
APN	`BELC M:250 L:20`

Property Details

APN / Parcel Number

Primary APN	`BELC M:250 L:20`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,124 sqft Total Area
Gross Area	5,648 sqft
Basement Area	2,228 sqft
Unfinished Basement	2,228 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	40,502 sqft (0.93 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	145 STATE ST
City	BELCHERTOWN
State	MA
Zip	01007-9270
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	A4
Legal Lot Number	20
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	3
Census Block	3001
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	145 STATE ST, BELCHERTOWN, MA 01007-9270
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2016 · Amount on Record
Deed Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	201625773
Deed Book / Page	12486 / 307
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	145 STATE ST, BELCHERTOWN, MA 01007-9270
Document Number	13136-222
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 STATE ST BELCHERTOWN MA 010079270, BELCHERTOWN, MA 01007-9270

Mortgage

Document Number	13136-222
Date	Nov 21, 2018
Book Page	013136/000222
Instrument	23803

Lender

Name	NORTHERN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,479.00 (-3.41%)	$308,700 (+1.98%) Land $106,600 Building $202,100
2024	$4,637.00 (-0.17%)	$302,700 (+6.36%) Land $97,200 Building $205,500
2023	$4,645.00	$284,600 Land $93,000 Building $191,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20