145 Spruce St S, Bruceton, TN 38317 Property Records

Carroll County property record for 145 Spruce St S, Bruceton, TN 38317

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,446 sqft · built 1961
Lot Size0.589 acres (25,700 sqft)
Owner2 Individual Names on File
Last Sale$112,500 (Mar 2017)
Tax Bill$1,774 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009066K A 00200

Property Details

APN / Parcel Number

Primary APN009066K A 00200
Alternative APN
  • 066K A 00200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area1,446 sqft
Basement Area1,410 sqft
Finished Basement1,410 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,700 sqft (0.589 acres)
Lot Dimensions130 ft deep x 200 ft wide
Garage TypeFinished
Garage Area280 sqft
Parking Spaces1 Parking Space
Canopy2 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address145 SPRUCE ST S
CityBRUCETON
StateTN
Zip38317-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 16, COUNTY AREA: B35
JurisdictionCARROLL TN
Township / Civil Division3
Census Block Group3
Census Block3076
Census Tract962000

Owner

145 Spruce St S is owned and occupied by two individuals who bought it in March 2017.

Source: Carroll County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address145 SPRUCE ST S, BRUCETON, TN 38317-2806
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP
Mar 27, 2017Warranty Deed, Transfer · VA Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2017 · Amount on File
Deed SaleMar 27, 2017 · Amount on File
Prior SaleJun 4, 2012 · Amount on File
Deed Document Number168136
Deed Book / Page378 / 294
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL TN
Property Address145 SPRUCE ST S, BRUCETON, TN 38317-2806
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007071117
DateAug 11, 2021
Book Page707/1117
Instrument189631
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL TN
Recording DateMar 27, 2017
Property Address145 SPRUCE ST S, BRUCETON, TN 38317-2806
Document Number0003780293
Book / Page00037 / 000293
Instrument DateMar 24, 2017
Instrument168136
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$416.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address145 SPRUCE ST S BRUCETON TN 383172806, BRUCETON, TN 38317-2806

Mortgage

Document Number6590798
DateMar 27, 2017
Book Page000659/000798
Instrument168137
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 145 Spruce St S was $1,774.

Source: Carroll County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCarroll County
MunicipalityBruceton Town
Unified School DistrictHollow Rock-Bruceton Special School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,774.00$52,225 Land $1,800 Building $50,425$208,900 Land $7,200 Building $201,700
2023$28,900 Land $1,375 Building $27,525
2020$115,600 Land $5,500 Building $110,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Spruce St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 18, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Spruce St S is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUCETON WATER SYSTEM
serves 1,649 people · EPA ID TN0000081
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereTREZEVANT WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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