145 Spruce Ln, Oneonta, AL 35121 Property Records

Blount County property record for 145 Spruce Ln, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,786 sqft · built 1979
Lot Size	0.49 acres (21,361 sqft)
Owner	2 Individual Names on Record
Tax Bill	$178 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-06-14-0-001-027`

Property Details

APN / Parcel Number

Primary APN	`19-06-14-0-001-027`
Alternative APNs	`011739` `11739` `5782`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,786 sqft Adjusted Area
1st Floor Area	1,978 sqft
Upper Floors Area	688 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,361 sqft (0.49 acres)

Location & Zoning

Account Number	5782
Street Address	145 SPRUCE LN
City	ONEONTA
State	AL
Zip	35121-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK H HOLIDAY LAKES EST SEC 2 SD PB 2/131
Legal Range	02E
Legal Township	13S
Legal Section	14
Legal Subdivision	HOLIDAY LAKES
Legal Block	H
Legal Lot Number	7
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1014
Census Tract	50107

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 SPRUCE LN, ONEONTA, AL 35121-8157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	145 SPRUCE LN, ONEONTA, AL 35121-8157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/16435
Date	Jul 5, 2017
Book Page	2017/16435

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$178.00 (+12.66%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption
2025	$158.00	$11,100 (-)	$110,880 (-) Land $3,900 Building $106,980
2024	Homeowner's exemption	$11,100 (-) Land $400 Building $10,700	$110,880 (-) Land $3,900 Building $106,980
2023	Homeowner's exemption	$11,100 Land $400 Building $10,700	$110,880 Land $3,900 Building $106,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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