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145 Springbrook Trl S, Oswego, IL 60543 Property Records

Kendall County property record for 145 Springbrook Trl S, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,364 sqft · built 2005
Lot Size0.038 acres (1,636 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Nov 2023)
Tax Bill$5,372 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Nov 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-03-458-038

Property Details

APN / Parcel Number

Primary APN03-03-458-038

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,364 sqft Living Area
Gross Area1,804 sqft
1st Floor Area1,364 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area1,636 sqft (0.038 acres)
Lot Dimensions73 ft deep x 22 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address145 SPRINGBROOK TRL S
CityOSWEGO
StateIL
Zip60543-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 207 SPRINGBROOK AT FARMINGTON LAKES UNIT 3 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number207
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1000
Census Tract890103

Owner

Source: Kendall County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Nov 9, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Jan 11, 2022Re-recorded Document
BARRISTER TITLE
Jun 10, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 20, 2018Grant Deed, Transfer · FHA Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2023 · Amount on File
Deed SaleNov 9, 2023 · Amount on File
Prior SaleJan 11, 2022 · Amount on File
Deed Document Number202313088
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateNov 9, 2023
Property Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
Document Number0000013088
Map ReferenceDOC 2004001299
Instrument DateOct 31, 2023
Instrument202300013088
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyLAKELAND TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016

Mortgage

Document Number0000013089
DateNov 9, 2023
Instrument202300013089
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053
Interest
Rate6.87%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateNov 9, 2023
Property Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
Document Number0000013088
Map ReferenceDOC 2004001299
Instrument DateOct 31, 2023
Instrument202300013088
Transaction TypeTransfer
Record UpdatedMar 4, 2024
Title CompanyLAKELAND TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016

Mortgage

Document Number0000013089
DateNov 9, 2023
Instrument202300013089
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053
Interest
Rate6.87%

January 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKENDALL IL
Recording DateJan 11, 2022
Property Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
Document Number0000000759
Map ReferenceDOC 2004001299
Instrument DateMay 27, 2021
Instrument202200000759
Record UpdatedJan 26, 2022
Title CompanyBARRISTER TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address145 SPRINGBROOK TRL S, 145, OSWEGO, IL 60543-4016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJun 10, 2021
Property Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
Document Number0000014681
Map ReferenceDOC 2004001299
Instrument DateMay 27, 2021
Instrument202100014681
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyHUBBARD STREET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
InvestorPossibly a Property Investor

Mortgage

Document Number0000014682
DateJun 10, 2021
Instrument202100014682
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENDALL IL
Recording DateAug 20, 2018
Property Address145 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016
Document Number0000011927
Instrument DateJul 28, 2018
Instrument11927
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2323 OLDE MILL RD PLAINFIELD IL 605868261, PLAINFIELD, IL 60586-8261

Mortgage

Document Number11928
DateAug 20, 2018
Instrument11928
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,767 (+36.59%) Land $14,421 Building $66,346$242,301 (+36.59%) Land $43,263 Building $199,038
2024$5,372.00
2022$59,133 Land $10,558 Building $48,575$177,399 Land $31,674 Building $145,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Watch TV
Fixed Wireless		400 / 40
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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