145 Spring Rd, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 145 Spring Rd, Delanson, NY 12053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,070 sqft · built 2013
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Feb 2024)
Tax Bill	$11,636 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422089 35.06-5-5`

Property Details

APN / Parcel Number

Primary APN	`422089 35.06-5-5`
Alternative APN	`208903500600050050000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Cape Cod
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide
View / Lot	Waterfront
Garage Type	Basement
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	145 SPRING RD
City	DELANSON
State	NY
Zip	12053-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	DUANESBURG
Census Block Group	1
Census Block	1030
Census Tract	33102

Owner

Source: Schenectady County and Duanesburg Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 SPRING RD, DELANSON, NY 12053-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Jul 29, 2022	Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	20248529
Deed Book / Page	2125 / 416
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 9, 2024
Property Address	145 SPRING RD, DELANSON, NY 12053-4427
Document Number	0000008529
Book / Page	2125 / 416
Instrument Date	Jan 29, 2024
Instrument	202408529
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	A AND G TITLE AND STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 SPRING RD, DELANSON, NY 12053-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WERNER RD, HALFMOON, NY 12065-3417

Mortgage

Document Number	0000008530
Date	Feb 9, 2024
Instrument	202408530

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Feb 1, 2047

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 29, 2022
Property Address	145 SPRING RD, DELANSON, NY 12053-4427
Document Number	0000040221
Book / Page	2089 / 835
Instrument Date	Jul 14, 2022
Instrument	202240221
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ELITE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 LITTLE CT, WALLINGFORD, CT 06492-2596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 GRAPEVINE CANYON TRL, LEANDER, TX 78641-7882

Mortgage

Document Number	0000040222
Date	Jul 29, 2022
Book Page	5245/388
Instrument	202240222

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	6
Max Rate	10%

Tax Assessment & Valuation

Source: Schenectady County and Duanesburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Duanesburg Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,636.00 (+3.46%)
2025	$11,247.00	$108,000 (+13.68%) Land $4,400 Building $103,600	$514,286 (+27.22%) Land $20,952 Building $493,334
2023		$95,000 Land $4,400 Building $90,600	$404,255 Land $18,723 Building $385,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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