145 Smith Rd, Gallipolis, OH 45631 Property Records

Gallia County property record for 145 Smith Rd, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1989
Lot Size	7.51 acres (327,310 sqft)
Owner	Individual Name on Record
Last Sale	$128,750 (Oct 2013)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`00800144102`

Property Details

APN / Parcel Number

Primary APN	`00800144102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	327,310 sqft (7.51 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	850 sqft
Canopy	160 sqft
Lean-To	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	145 SMITH RD
City	GALLIPOLIS
State	OH
Zip	45631-8845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W SIDE N PT V543 P553
Legal Range	15
Legal Township	05
Legal Section	33
Jurisdiction	GALLIA OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3010
Census Tract	953901

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 SMITH RD, GALLIPOLIS, OH 45631-8845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK AND SAVINGS CO
Nov 12, 2020	Deed of Trust, Mortgage THE FARMERS BANK AND SAVINGS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2013 · Amount on Record
Deed Sale	Oct 17, 2013 · Amount on Record
Prior Sale	Jul 28, 2000
Deed Document Number	20132899
Deed Book / Page	543 / 553
Prior Transfer Date	Jun 30, 2011
Prior Transfer Doc	000388/816
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	145 SMITH RD, GALLIPOLIS, OH 45631-8845
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BESTITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SMITH RD, GALLIPOLIS, OH 45631-8845

Mortgage

Document Number	657/863
Date	Nov 12, 2020
Book Page	657/863
Instrument	20-3281

Lender

Name	THE FARMERS BANK AND SAVINGS CO
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Sep 4, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	145 SMITH RD, GALLIPOLIS, OH 45631-8845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BESTITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SMITH RD, GALLIPOLIS, OH 45631-8845

Mortgage

Document Number	657/856
Date	Nov 12, 2020
Book Page	657/856
Instrument	20-3280

Lender

Name	THE FARMERS BANK AND SAVINGS CO
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Aug 18, 2050

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Green Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (-8.1%)	$91,940 (-) Land $14,570 Building $77,370
2024			$262,670 (-) Land $41,620 Building $221,050
2023	$3,345.00	$91,940 Land $14,570 Building $77,370	$262,670 Land $41,620 Building $221,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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