145 Slate Rd, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 145 Slate Rd, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,932 sqft · built 1972
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Aug 2000)
Tax Bill	$6,885 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-00001`

Property Details

APN / Parcel Number

Primary APN	`315-00001`
Alternative APN	`CHIC M:0315 P:00001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	4,196 sqft
1st Floor Area	1,116 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	315-00001
Street Address	145 SLATE RD
City	CHICOPEE
State	MA
Zip	01020-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Subdivision	FERNWOOD PARK
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1055
Census Tract	810602

Owner

145 Slate Rd is owned and occupied by two individuals who bought it in August 2000.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 SLATE RD, CHICOPEE, MA 01020-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE)
Apr 7, 2017	Deed of Trust, Mortgage · ARM PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2000 · Amount on File
Deed Sale	Aug 18, 2000 · Amount on File
Prior Sale	Jul 26, 1991 · Amount on File
Deed Book / Page	11308 / 118
Transfer Doc	18854-103
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	145 SLATE RD, CHICOPEE, MA 01020-2805
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23751-513
Date	Mar 9, 2021
Book Page	23751/513
Instrument	15879

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	145 SLATE RD, CHICOPEE, MA 01020-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21633-303
Date	Apr 7, 2017
Book Page	21633/303
Instrument	18623

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	145 SLATE RD, CHICOPEE, MA 01020-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21633-282
Date	Apr 7, 2017
Book Page	21633/282
Instrument	18622

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

The 2026 property tax bill for 145 Slate Rd was $6,885, up 3.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,885.00 (+3.8%)	$451,800 (+3.27%) Land $144,600 Building $307,200	$398,481 (-13.26%)
2025	$6,633.00 (+5.29%)	$437,500 (+2.51%) Land $130,800 Building $306,700	$459,420
2024	$6,300.00 (+6.49%)	$426,800 (+9.3%) Land $128,400 Building $298,400
2023	$5,916.00	$390,500 Land $116,900 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Slate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Slate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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