145 Short Ln, Columbia, KY 42728 Property Records

Adair County property record for 145 Short Ln, Columbia, KY 42728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,363 sqft
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (Oct 2026)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-00-00-016.04`

Property Details

APN / Parcel Number

Primary APN	`031-00-00-016.04`
Alternative APNs	`19442` `26520`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,363 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Area	609 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	312 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	26520
Street Address	145 SHORT LN
City	COLUMBIA
State	KY
Zip	42728-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.75 ACRES+HOUSE
Legal Subdivision	DENMARK ESTATE
Jurisdiction	ADAIR KY
Township / Civil Division	COLUMBIA
Census Block Group	3
Census Block	3014
Census Tract	970401

Owner

145 Short Ln is owned and occupied by two individuals who bought it in October 2026.

Source: Adair County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 CAMELLIA AVE, BARDSTOWN, KY 40004-6802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2025	Deed of Trust, Mortgage UNITED CITIZENS BANK SOUTHERN KENTUCKY
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage EAST NATIONAL BANK
Aug 13, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Aug 13, 2024 · Amount on File
Deed Document Number	2026555170
Deed Book / Page	396 / 698
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR KY
Recording Date	Oct 2, 2026
Property Address	145 SHORT LN, COLUMBIA, KY 42728-9410
Document Number	0000555170
Book / Page	396 / 698
Instrument Date	Sep 30, 2026
Instrument	2026555170
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,361.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CAMELLIA AVE, BARDSTOWN, KY 40004-6802
Investor	Possibly a Property Investor

Mortgage

Document Number	0000555170,
Date	Oct 2, 2026
Book Page	447/492
Instrument	2026555170

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Property Address	145 SHORT LN, COLUMBIA, KY 42728-9410
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SHORT LN, COLUMBIA, KY 42728-9410

Mortgage

Document Number	000437/145
Date	Nov 6, 2025
Book Page	437/145
Instrument	530298

Lender

Name	UNITED CITIZENS BANK SOUTHERN KENTUCKY
Type	Bank
Address	COLUMBIA, KY 42728

Agreement

Amount	Amount on Record
Term	299 Months
Due	Oct 29, 2050

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Recording Date	May 22, 2026
Property Address	145 SHORT LN, COLUMBIA, KY 42728-9410
Document Number	0000553625
Book / Page	442 / 767
Instrument Date	May 13, 2026
Instrument	2026553625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 DENMARK LN, JAMESTOWN, KY 42629-8620

Mortgage

Document Number	0000553625,
Date	May 22, 2026
Book Page	442/767
Instrument	2026553625

Lender

Name	EAST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR KY
Recording Date	Aug 13, 2024
Property Address	145 SHORT LN, COLUMBIA, KY 42728-9410
Document Number	000384/395
Book / Page	384 / 395
Instrument Date	Jun 5, 2024
Instrument	490188
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 SHORT LN, COLUMBIA, KY 42728-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3192 HOLMES BEND RD, COLUMBIA, KY 42728-8403

Tax Assessment & Valuation

The 2025 property tax bill for 145 Short Ln was $2,313 with a homeowner's exemption.

Source: Adair County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Adair County
Unified School District	Adair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $15,000 Building $235,000	$250,000 (-) Land $15,000 Building $235,000
2025	$2,313.00 Homeowner's exemption	$250,000 Land $15,000 Building $235,000	$250,000 Land $15,000 Building $235,000
2023	$1,176.00	$101,500 Land $11,500 Building $90,000	$101,500 Land $11,500 Building $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 145 Short Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Short Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber · Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Short Ln

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