145 Setzer St, Spindale, NC 28160 Property Records

Rutherford County property record for 145 Setzer St, Spindale, NC 28160 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 800 sqft · built 1968
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2022)
Tax Bill	$5 (2022)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1204875`

Property Details

APN / Parcel Number

Primary APN	`1204875`
Alternative APN	`18951`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	800 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Deck Area	315 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	18951
Street Address	145 SETZER ST
City	SPINDALE
State	NC
Zip	28160-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1529088861520000; RES SETZER ST
Legal Block	1
Legal Lot Number	13
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3033
Census Tract	960600

Owner

Source: Rutherford County records · APN 1204875

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 SETZER ST, SPINDALE, NC 28160-2488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Deed Document Number	0020603427
Deed Book / Page	2060 / 3427
Record Updated	Jun 07, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 12, 2022
Property Address	145 SETZER ST, SPINDALE, NC 28160-2488
Document Number	0020603427
Book / Page	2060 / 3427
Instrument Date	May 09, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2255 SMITH GROVE ROAD, 2255, FOREST CITY, NC 28043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 N FERGUSON ST, HERMOSA, SD 57744-2306

Mortgage

Document Number	0020603432
Date	May 12, 2022
Instrument	2060/3432

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$143,200 Land $12,000 Building $131,200	$143,200 Land $12,000 Building $131,200
2022	$5.00 (-99.11%)
2021	$560.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	2,000 / 50
e-Polk	Fiber	500 / 500
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.