145 Seneca River Rd, Seneca, SC 29678 Property Records

Oconee County property record for 145 Seneca River Rd, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 2009
Lot Size	5.26 acres (229,126 sqft)
Owner	Company Name on Record
Last Sale	$298,650 (Apr 2021)
Tax Bill	$3,623 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`283-00-02-029`

Property Details

APN / Parcel Number

Primary APN	`283-00-02-029`
Alternative APN	`38046`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	229,126 sqft (5.26 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38046
Street Address	145 SENECA RIVER RD
City	SENECA
State	SC
Zip	29678-5545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BP#04-00353/06TY
Legal Subdivision	MATTHEW A SANDERS AND SUZANNE K SANDERE
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2018
Census Tract	30702

Owner

Source: Oconee County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	917 CHAPIN RD, CHAPIN, SC 29036-8875
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK
Jul 12, 2021	Limited Warranty Deed, Transfer
Apr 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202117026
Deed Book / Page	2677 / 166
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Apr 1, 2026
Property Address	145 SENECA RIVER RD, SENECA, SC 29678-5545
Document Number	4805000112
Book / Page	4805 / 112
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	917 CHAPIN RD, CHAPIN, SC 29036-8875
Investor	Possibly a Property Investor

Mortgage

Document Number	4805000112,
Date	Apr 1, 2026
Book Page	4805/112

Lender

Name	COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 12, 2021
Property Address	145 SENECA RIVER RD, SENECA, SC 29678-5545
Document Number	0000000555
Book / Page	2705 / 309
Map Reference	MB P-62 PG 493
Instrument Date	Jul 8, 2021
Instrument	555
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 N ROYAL TOWER DR, IRMO, SC 29063-2791
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 19, 2021
Property Address	145 SENECA RIVER RD, SENECA, SC 29678-5545
Document Number	0000017026
Book / Page	2677 / 166
Map Reference	MB P-62 PG 493
Instrument Date	Apr 2, 2021
Instrument	17026
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$1,106.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 N ROYAL TOWER DR, IRMO, SC 29063-2791

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,623.00	$11,241 (-) Land $1,578 Building $9,663	$281,030 (-) Land $39,450 Building $241,580
2023		$11,241 Land $1,578 Building $9,663	$281,030 Land $39,450 Building $241,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seneca River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures