145 Scotland Rd, Baltic, CT 06330 Property Records

Sprague Town property record for 145 Scotland Rd, Baltic, CT 06330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,758 sqft · built 2005
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$392,600 (Nov 2005)
Tax Bill	$8,241 (2026)
Deeds & Mortgages	Feb 2022 Refinance May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S0094207`

Property Details

APN / Parcel Number

Primary APN	`S0094207`
Alternative APN	`SPRA M:11 B:02 L:18`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
Gross Area	5,640 sqft
1st Floor Area	2,948 sqft
Attic	Attic
Attic Area	552 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	S0094207
Street Address	145 SCOTLAND RD
City	BALTIC
State	CT
Zip	06330-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	2
Legal Lot Number	18
Jurisdiction	SPRAGUE CT
Township / Civil Division	SPRAGUE
Census Block Group	4
Census Block	4007
Census Tract	711100

Owner

145 Scotland Rd is owned and occupied by two individuals who acquired it in February 2026.

Source: Sprague Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 SCOTLAND RD, BALTIC, CT 06330-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK
May 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHELSEA GROTON BANK
Mar 16, 2026	Quit Claim Deed, Transfer · Line of Credit CMG MORTGAGE INC
Feb 2, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2005 · Amount on File
Deed Sale	Nov 3, 2005 · Amount on File
Deed Book / Page	77 / 1032
Last Transfer Date	Feb 19, 2026
Transfer Doc	000116-391
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	145 SCOTLAND RD, BALTIC, CT 06330-1113
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00108-1109
Date	Feb 8, 2022
Book Page	108/1109
Instrument	2022000060

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	145 SCOTLAND RD, BALTIC, CT 06330-1113
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000111-358
Date	May 22, 2023
Book Page	111/358
Instrument	2023000202

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRAGUE CT
Recording Date	Mar 16, 2026
Property Address	145 SCOTLAND RD, BALTIC, CT 06330-1113
Document Number	000116-391
Book / Page	116 / 391
Instrument Date	Feb 19, 2026
Instrument	2026000087
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000088
Date	Mar 16, 2026
Instrument	2026000088

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	Feb 2, 2026
Property Address	145 SCOTLAND RD, BALTIC, CT 06330-1113
Document Number	000116-111
Book / Page	116 / 111
Instrument Date	Jan 26, 2026
Instrument	2026000017
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 SCOTLAND RD, BALTIC, CT 06330-1113

Tax Assessment & Valuation

The 2026 property tax bill for 145 Scotland Rd was $8,241, up 1% from the year before.

Source: Sprague Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sprague Town
Elementary School District	Sprague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,241.00 (+0.99%)	$268,426 (-) Land $57,756 Building $210,670	$587,955 (+212.91%)
2025	$8,160.00	$268,426 Land $57,756 Building $210,670	$187,898 Land $40,429 Building $147,469
2024	$8,160.00 (+6.67%)
2023	$7,650.00 (-6.23%)	$268,426 (+19.27%) Land $57,756 Building $210,670
2022	$8,158.00	$225,060 Land $39,380 Building $185,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Scotland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Scotland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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