145 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 145 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Nov 2023)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000I-0070`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000I-0070`
Alternative APN	`1233830000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Heated Area
Gross Area	2,310 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Other

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	1233830000
Street Address	145 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 942 P 1224; OR 929 P 575; O
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	I
Legal Lot Number	7
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2018
Census Tract	20600

Owner

145 Sand Pine Cir is owned and occupied by an individual who bought it in November 2023.

Source: Gadsden County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	145 SAND PINE CIR, MIDWAY, FL 32343-4220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DELMAR FINANCIAL CO
Feb 2, 2023	Warranty Deed, Construction Loan · Conventional Mortgage CAROL ANNE THOMPSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	May 5, 2006 · Amount on File
Deed Document Number	230008515
Deed Book / Page	942 / 1224
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Nov 27, 2023
Property Address	145 SAND PINE CIR, MIDWAY, FL 32343-4220
Document Number	0009421224
Book / Page	942 / 1224
Map Reference	MB 2 PG 110
Instrument Date	Nov 16, 2023
Instrument	230008515
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 2, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3551 S BLAIR STONE RD # RD105-11, RD105-11, TALLAHASSEE, FL 32301-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SAND PINE CIR, MIDWAY, FL 32343-4220

Mortgage

Document Number	0009421226
Date	Nov 27, 2023
Instrument	942/1226

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0009421236
Date	Nov 27, 2023
Book Page	942/1236
Instrument	230008517

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Feb 2, 2023
Property Address	145 SAND PINE CIR, MIDWAY, FL 32343-4220
Document Number	0009290575
Book / Page	929 / 575
Map Reference	MB 2 PG 110
Instrument Date	Jan 31, 2023
Instrument	230000824
Transaction Type	Construction Loan
Record Updated	Feb 19, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3943 LEANE DR, TALLAHASSEE, FL 32309-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 S BLAIR STONE RD STE 105, 105, TALLAHASSEE, FL 32301-8829

Mortgage

Document Number	0009290577
Date	Feb 2, 2023
Book Page	929/577
Instrument	230000825

Lender

Name	CAROL ANNE THOMPSON
Type	Private Party
Address	6863 PROCTOR RD, TALLAHASSEE, FL 32309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Feb 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 145 Sand Pine Cir was $4,856 with a homeowner's exemption, down 12.7% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,856.00 (-12.74%) Homeowner's exemption	$299,847 (+1.84%) Land $40,500 Building $259,347	$299,847 (+1.84%) Land $40,500 Building $259,347
2024	$5,565.00 (+1,508.38%)	$294,435 (+881.45%) Land $37,000 Building $257,435	$294,435 (+881.45%) Land $37,000 Building $257,435
2023	$346.00 (+20.56%)	$30,000 (+36.36%) Land $30,000	$30,000 (+36.36%) Land $30,000
2022	$287.00	$22,000 Land $22,000	$22,000 Land $22,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 145 Sand Pine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Sand Pine Cir is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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