145 S Willow St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 145 S Willow St, Mount Carmel, PA 17851

Property Summary

Property Type	Single Family Home
Lot Size	0.062 acres (2,708 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jul 2022)
Tax Bill	$2,183 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-01-004-221`

Property Details

APN / Parcel Number

Primary APN	`007-01-004-221`

Exterior

Lot Area	2,708 sqft (0.062 acres)
Lot Dimensions	36 ft deep x 75 ft wide

Location & Zoning

Street Address	145 S WILLOW ST
City	MOUNT CARMEL
State	PA
Zip	17851-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 X 36.11
Legal Subdivision	HOUGHS ADDITION
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	3
Census Block	3045
Census Tract	81100

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	145 S WILLOW ST, MOUNT CARMEL, PA 17851-1832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed, Transfer · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU
Sep 29, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Mar 28, 2007 · Amount on File
Deed Document Number	202211386
Deed Book / Page	3195 / 561
Prior Transfer Date	Sep 12, 2017
Prior Transfer Doc	002803/382
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jul 12, 2022
Property Address	145 S WILLOW ST, MOUNT CARMEL, PA 17851-1832
Document Number	003195/561
Book / Page	3195 / 561
Instrument Date	Jul 7, 2022
Instrument	202211386
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 S WILLOW ST, MOUNT CARMEL, PA 17851-1832

Mortgage

Document Number	0202211387
Date	Jul 12, 2022
Instrument	202211387

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Sep 29, 2017
Property Address	145 S WILLOW ST, MOUNT CARMEL, PA 17851-1832
Document Number	002803/382
Book / Page	2803 / 382
Instrument Date	Sep 12, 2017
Instrument	201715476
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 S WILLOW ST, MOUNT CARMEL, PA 17851-1832

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,183.00 (+9.04%)	$16,450 (-) Land $990 Building $15,460
2024	$2,002.00	$16,450 (-) Land $990 Building $15,460
2023	$2,002.00	$16,450 Land $990 Building $15,460
1972			$16,450 Land $990 Building $15,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable · Fiber in parts of the area	2,000 / 200

May also be available: Verizon.

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