145 S Prospect Dr, Coral Gables (Miami), FL 33133 Property Records

Miami-Dade County property record for 145 S Prospect Dr, Coral Gables, FL 33133

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,607 sqft · built 1963
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on Record
Last Sale$2,300,000 (Apr 2024)
Tax Bill$36,238 (2025)
Deeds & MortgagesApr 2024 Mortgage
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN03-4128-023-0300

Property Details

APN / Parcel Number

Primary APN03-4128-023-0300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,607 sqft Living Area
Gross Area3,605 sqft
1st Floor Area2,607 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions115 ft deep x 100 ft wide
Garage Area270 sqft
PorchPorch
Porch Area153 sqft
Patio Area230 sqft

Location & Zoning

Street Address145 S PROSPECT DR
CityCORAL GABLES
StateFL
Zip33133-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal Description28 & 29 54 41 SANS SOUCI REV & AMDPB 60-12 LOT 15BLK 2 LOT SIZE100.000 X 115 OR 17897-2486 1297 1
Legal Range41E
Legal Township54S
Legal Section28
Legal SubdivisionSANS SOUCI REV & AMD
Legal Block2
Legal Lot Number15
JurisdictionDADE FL
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3018
Census Tract7300

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 S PROSPECT DR, CORAL GABLES, FL 33133-7005
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · Conventional Mortgage
CLEARPOINT MORTGAGE LLC
Nov 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2024 · Amount on Record
Deed SaleApr 19, 2024 · Amount on Record
Prior SaleDec 9, 1997 · Amount on Record
Deed Document Number2024302802
Deed Book / Page34188 / 2333
Prior Transfer DateDec 6, 1993
Prior Transfer Doc1624004319
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address145 S PROSPECT DR, CORAL GABLES, FL 33133-7005
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 BRICKELL AVE 2301, 2301, MIAMI, FL 33131-4008

Mortgage

Document Number0000302803
DateApr 19, 2024
Book Page34188/2335
Instrument2024R0302803
Lender
NameCLEARPOINT MORTGAGE LLC
TypeMortgage Company
Address4350 W CYPRESS ST STE 860, TAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address145 S PROSPECT DR, CORAL GABLES, FL 33133-7005
Document Number0000784680
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address145 S PROSPECT DR CORAL GABLES FL 331337005, CORAL GABLES, FL 33133-7005

Mortgage

Document Number0000784680
DateDec 31, 2018
Book Page031273/001320
Instrument784680
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 30, 2033

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address145 S PROSPECT DR, CORAL GABLES, FL 33133-7005
Document Number0000024519
Book / Page030384 / 002266
Instrument DateJan 7, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address145 S PROSPECT DR CORAL GABLES FL 331337005, CORAL GABLES, FL 33133-7005

Mortgage

Document Number0000024519
DateJan 13, 2017
Book Page030384/002266
Instrument24519
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 12, 2032

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCoral Gables City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,238.00 (+562.24%)$1,988,268 (+506.36%) Land $1,725,000 Building $263,268$1,988,268 (+25.56%) Land $1,725,000 Building $263,268
2024$5,472.00 (+2.76%)
2023$5,325.00 (+3.52%) Homeowner's exemption$327,900 (+3%)$1,583,522 (+31.47%) Land $1,322,086 Building $261,436
2022$5,144.00 Homeowner's exemption$318,350$1,204,436 Land $943,000 Building $261,436

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 217 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies269 units insured
incl. 52 condo units
Nearby Flood Claims297 (1979–2022)
Claims Outside the SFHA35 of 297
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 96 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Andrew, Aug 1992 · 121 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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