145 S Bay Ave, Brightwaters, NY 11718 Property Records

Suffolk County and Islip Town property record for 145 S Bay Ave, Brightwaters, NY 11718

Property Summary

Property Type	Single Family Home
Details	1,837 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$649,000 (Jan 2020)
Tax Bill	$4,422 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472801 10.-2-16.1`

Property Details

APN / Parcel Number

Primary APN	`472801 10.-2-16.1`
Alternative APNs	`0501-010.00-02.00-016.001` `280101000000020160010000` `4728009950` `403885`

Interior

Building Area	1,837 sqft Living Area
1st Floor Area	949 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Account Number	403885
Street Address	145 S BAY AVE
City	BRIGHTWATERS
State	NY
Zip	11718-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	N000H00000000
Legal Subdivision	MAP SECTION A PART I BRIGHTWATERS
Legal Block	0002
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	3
Census Block	3037
Census Tract	147100

Owner

145 S Bay Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 S BAY AVE, BRIGHTWATERS, NY 11718-2018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Jul 6, 2001 · Amount on File
Deed Book / Page	13044 / 70
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 15, 2020
Property Address	145 S BAY AVE, BRIGHTWATERS, NY 11718-2018
Document Number	0130430070
Book / Page	013043 / 000070
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 HIAWATHA DR BRIGHTWATERS NY 117181824, BRIGHTWATERS, NY 11718-1824

Mortgage

Document Number	230970544
Date	Jan 15, 2020
Book Page	023097/000544

Lender

Name	CHASE BK/TX
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Brightwaters Village
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Bay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,400 Land $18,800 Building $34,600	$752,113 (+8.73%) Land $264,789 Building $487,324
2024	$4,422.00		$691,710 (+12.44%) Land $243,523 Building $448,187
2023		$53,400 Land $18,800 Building $34,600	$615,208 Land $216,590 Building $398,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 S Bay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	124 (1979–2024)
Claims Outside the SFHA	60 of 124
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Hurricane Irene, Aug 2011 · 6 claims Hurricane Gloria, Sep 1985 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 145 S Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300