145 Russ Cir, Clarkesville, GA 30523 Property Records

Habersham County property record for 145 Russ Cir, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 2001
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,900 (Mar 2025)
Tax Bill	$4,101 (2026)
Deeds & Mortgages	Jan 2024 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104 060`

Property Details

APN / Parcel Number

Primary APN	`104 060`
Alternative APNs	`682458` `403273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	2,136 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,682 sqft (0.36 acres)

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	403273
Street Address	145 RUSS CIR
City	CLARKESVILLE
State	GA
Zip	30523-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-20 LT 6 BK A PB 49-57 1392-618
Legal Subdivision	MOUNTAIN CREEK ESTATES
Legal Block	A
Legal Lot Number	6
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	3
Census Block	3051
Census Tract	300

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 RUSS CIR, CLARKESVILLE, GA 30523-5919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Warranty Deed, Transfer
Nov 10, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Jan 9, 2024 · Amount on Record
Deed Book / Page	1392 / 618
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 9, 2024
Property Address	145 RUSS CIR, CLARKESVILLE, GA 30523-5919
Document Number	001355/394
Book / Page	1355 / 394
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RUSS CIR, CLARKESVILLE, GA 30523-5919

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 10, 2021
Property Address	145 RUSS CIR, CLARKESVILLE, GA 30523-5919
Document Number	001285/980
Book / Page	1285 / 980
Instrument Date	Nov 10, 2021
Instrument	2021-002939
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RUSS CIR, CLARKESVILLE, GA 30523-5919

Mortgage

Document Number	0000001285/0000000983
Date	Nov 18, 2021
Book Page	0000001285/0000000983

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Clarkesville City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,101.00 (+58.16%)	$113,805 (+13.91%) Land $20,000 Building $93,805	$284,512 (+13.91%) Land $50,000 Building $234,512
2023	$2,593.00 (+58.98%)	$99,908 (+58.99%) Land $10,000 Building $89,908	$249,770 (+58.99%) Land $25,000 Building $224,770
2022	$1,631.00	$62,840 Land $10,000 Building $52,840	$157,100 Land $25,000 Building $132,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30

May also be available: TrailWave.

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