145 Ruidoso, Kyle, TX 78640 Property Records

Hays County property record for 145 Ruidoso, Kyle, TX 78640

Property Summary

Property TypeSingle Family Home
Details2,719 sqft · built 2004
Lot Size0.156 acres (6,816 sqft)
Owner2 Individual Names on File
Last Sale$271,500 (May 2018)
Tax Bill$6,858 (2024)
Deeds & MortgagesJan 2023 Mortgage
Jan 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN118296000A048002

Property Details

APN / Parcel Number

Primary APN118296000A048002
Alternative APN
  • R104817

Interior

Stories1 Story
Building Area2,719 sqft Living Area
Gross Area3,135 sqft
1st Floor Area1,176 sqft
Upper Floors Area1,543 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,816 sqft (0.156 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR104817
Street Address145 RUIDOSO
CityKYLE
StateTX
Zip78640-5238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEEPLECHASE THE PARK AT, BLOCK A, LOT 48
Legal SubdivisionTHE PARK AT STEEPLECHASE
Legal BlockA
Legal Lot Number48
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group1
Census Block1029
Census Tract10925

Owner

145 Ruidoso is owned and occupied by two individuals who bought it in May 2018.

Source: Hays County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address145 RUIDOSO, KYLE, TX 78640-5238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 17, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY
May 1, 2018Vendor's Lien, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 9, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2018 · Amount on File
Deed SaleMay 1, 2018 · Amount on File
Prior SaleFeb 9, 2018
Deed Document Number201815069
Prior Transfer DateJun 20, 2016
Prior Transfer Doc1616019806
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address145 RUIDOSO, KYLE, TX 78640-5238
Transaction TypeMortgage
Record UpdatedFeb 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001461
DateJan 17, 2023
Instrument23001461
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeStand-Alone First Mortgage

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address145 RUIDOSO, KYLE, TX 78640-5238
Transaction TypeMortgage
Record UpdatedFeb 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 RUIDOSO, KYLE, TX 78640-5238

Mortgage

Document Number0000001460
DateJan 17, 2023
Instrument23001460
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term349 Months
DueFeb 1, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYS TX
Recording DateJul 19, 2017
Property Address145 RUIDOSO, KYLE, TX 78640-5238
Document Number0000024820
Instrument DateJul 19, 2017
Instrument24820
Transaction TypeTransfer
Record UpdatedAug 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address505 W 12TH ST AUSTIN TX 787011830, AUSTIN, TX 78701-1830

May 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHAYS TX
Recording DateMay 1, 2018
Property Address145 RUIDOSO, KYLE, TX 78640-5238
Document Number0000015069
Map ReferenceVOL10 PG290
Instrument DateJun 9, 2017
Instrument18015069
Transaction TypeTransfer
Record UpdatedDec 16, 2021

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 RUIDOSO, KYLE, TX 78640-5238

Mortgage

Document Number0000009658
DateMay 1, 2018
Instrument18009658
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYS TX
Recording DateFeb 9, 2018
Property Address145 RUIDOSO, KYLE, TX 78640-5238
Document Number0000004904
Instrument DateJun 8, 2017
Instrument4904
Transaction TypeTransfer
Record UpdatedFeb 23, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 RUIDOSO KYLE TX 786405238, KYLE, TX 78640-5238

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
MunicipalityKyle City
Unified School DistrictHays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$351,830 Land $79,300 Building $272,530$351,830 Land $79,300 Building $272,530
2024$6,858.00
2023$331,499 Land $79,300 Building $346,390$425,690 Land $79,300 Building $346,390
2018$7,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Ruidoso in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Ruidoso is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KYLE
serves 52,000 people · EPA ID TX1050002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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