Hays County property record for 145 Ruidoso, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 2,719 sqft · built 2004 |
| Lot Size | 0.156 acres (6,816 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,500 (May 2018) |
| Tax Bill | $6,858 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118296000A048002 |
| Primary APN | 118296000A048002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,719 sqft Living Area |
| Gross Area | 3,135 sqft |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 1,543 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,816 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R104817 |
|---|---|
| Street Address | 145 RUIDOSO |
| City | KYLE |
| State | TX |
| Zip | 78640-5238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEEPLECHASE THE PARK AT, BLOCK A, LOT 48 |
| Legal Subdivision | THE PARK AT STEEPLECHASE |
| Legal Block | A |
| Legal Lot Number | 48 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10925 |
145 Ruidoso is owned and occupied by two individuals who bought it in May 2018.
Source: Hays County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 1, 2018 | Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 9, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Prior Sale | Feb 9, 2018 |
| Deed Document Number | 201815069 |
| Prior Transfer Date | Jun 20, 2016 |
| Prior Transfer Doc | 1616019806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000001461 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 23001461 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Stand-Alone First Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Document Number | 0000001460 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 23001460 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jul 19, 2017 |
| Property Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Document Number | 0000024820 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 24820 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 505 W 12TH ST AUSTIN TX 787011830, AUSTIN, TX 78701-1830 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | May 1, 2018 |
| Property Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Document Number | 0000015069 |
| Map Reference | VOL10 PG290 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 18015069 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Document Number | 0000009658 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 18009658 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Feb 9, 2018 |
| Property Address | 145 RUIDOSO, KYLE, TX 78640-5238 |
| Document Number | 0000004904 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 4904 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 RUIDOSO KYLE TX 786405238, KYLE, TX 78640-5238 |
Source: Hays County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351,830 Land $79,300 Building $272,530 | $351,830 Land $79,300 Building $272,530 | |
| 2024 | $6,858.00 | ||
| 2023 | $331,499 Land $79,300 Building $346,390 | $425,690 Land $79,300 Building $346,390 | |
| 2018 | $7,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Ruidoso in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Ruidoso is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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